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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

For the bike rider

5
It’s the best insurance I’ve seen for bike riders, it’s provided by people that understand and I can imagine meeting Laka people out in the road when I’m on a ride. They’d be super cool people too! Reviewed on: 1st August 2022
Ross Clark's avatar
Ross Clark

Comprehensive and clear

5
Laka provide detailed and understandable information about how much they charge and why. I value their efforts to build the community and recover costs wherever possible. Would recommend to anyone Reviewed on: 1st August 2022
John's avatar
John

Very happy with the service and like the pricing model.

5
The model is great and generally find it offers good value even in the peak months. Reviewed on: 1st August 2022
Tom Parker's avatar
Tom Parker

Excellent

5
Great experience throughout, from signing up to making a claim Reviewed on: 1st August 2022
Jack Sargent's avatar
Jack Sargent

Great cover and fair pricing

5
When I compared levels of cover, as a commuter I found Laka to have the best cover. Others did not cover you for long enough when leaving a bike in a communal bike store whilst at work (at those insurance companies they clearly only work 9-5, but a lot of us don't). I also particularly like the pricing model. Reviewed on: 1st August 2022
Richard Todd's avatar
Richard Todd

Friendly quick and efficient

5
I’ve made one claim with Laka. They were super helpful, easy to deal with and very efficient. Definitely would recommend Reviewed on: 1st August 2022
David Morris 's avatar
David Morris

Brilliant insurer

5
Can’t imagine a better ins company, so quick & easy to deal with & very reasonable rates. No hesitation whatsoever in recommending Laka! Reviewed on: 1st August 2022
Nigel Limb's avatar
Nigel Limb

Great

5
I love being part of a colletive Reviewed on: 1st August 2022
KP's avatar
KP

Excellent service, there when you need it

5
Fuss-free insurance for bikes. I had my seat stolen last year and Laka just got on with it, processing the claim so fast that I had the money for the new seat the very next day! Reviewed on: 1st August 2022
Vasco Pesquita's avatar
Vasco Pesquita

Peace of mind

5
Great advice and peace of mind. Reviewed on: 1st August 2022
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