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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Simple and easy insurance

5
Really simple and straightforward insurance Reviewed on: 1st August 2022
David Stelfox's avatar
David Stelfox

Easy and flexible

5
LAKA is a great cycle insurance. It is flexible in terms of plans and very easy to sign and insure your bicycle. Reviewed on: 1st August 2022
bike87's avatar
bike87

Everything you need

5
When you read the small print for most other bike insurance, the coverage has a low cap on the maximum claim for a single item , which is the opposite of what you want for a bike. Laka seems to have everything I required and at a reasonable price. Reviewed on: 1st August 2022
Doug's avatar
Doug

Fab company!

5
Easy to set up and everything explained very well. So confident if something happened Laka would have my back! Reviewed on: 1st August 2022
Sam Francis Harman's avatar
Sam Francis Harman

Quick, helpful and legitimate.

5
Had a breakdown and Laka helped me get up and running as soon as possible, didn't think insurance companies could pay out so well and so quickly with such little fuss! Reviewed on: 1st August 2022
Rakin's avatar
Rakin

Customer first

5
Wanted to say the model just works - customer is key I like it so much I invested !!! Reviewed on: 1st August 2022
Mark shackel's avatar
Mark shackel

Brilliant insurance!

5
Truly brilliant insurance so far. Very easy to use and register items, no nonsense approach, great communication and clearly tailored properly to cyclists. Highly recommended! Reviewed on: 1st August 2022
Jordan Floyd's avatar
Jordan Floyd

Excellent customer and quick to respond

5
Laka has been great value and piece of mind for when I'm out on trails. Especially now I'm starting to become a little adventurous. Reviewed on: 1st August 2022
Anton Riddell's avatar
Anton Riddell

Easy no fuss insurance

5
Easy to take out. I like the fact they don’t down value the bike Reviewed on: 1st August 2022
A B's avatar
A B

Love Laka

5
Just got Laka insurance for my Cowboy Bike so simple and quick to set up :) Reviewed on: 1st August 2022
Megan Macdonald's avatar
Megan Macdonald

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