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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Great service

5
So simple and unique. Make cycling pleasurable in london Reviewed on: 1st August 2022
DW Griff's avatar
DW Griff

great product!

5
seamless and great comms - super transparent on pricing breakdown :) Reviewed on: 1st August 2022
Christian Collins's avatar
Christian Collins

Go Laka!

5
I am totally happy with Laka insurance services and can highly recommend it! Reviewed on: 1st August 2022
Evelina's avatar
Evelina

Perfect insurance

5
Awesome insurance and covers everything I was looking for Reviewed on: 1st August 2022
Mark Biddis's avatar
Mark Biddis

Great cover

5
No nonsense cover for bike and kit no matter where I ride Reviewed on: 1st August 2022
Adam masters's avatar
Adam masters

Easy and transparent

5
Easy to set up and see where payments are going, nice to feel part of something and have payments often lower than predicted Reviewed on: 1st August 2022
Alex Jessop's avatar
Alex Jessop

Easy, transparent experience

5
My experiene so far has far surpassed any other insurers, with easy digital set up, ferquent updates and communications and easy online management of policy. Reviewed on: 1st August 2022
Kerri's avatar
Kerri

Great cycling insurance

5
Efficient and helpful. Easy to use online, everything is very accessible. Reviewed on: 1st August 2022
V Creer's avatar
V Creer

swift resolution

5
Laka were great when my bicycle was stolen. They worked very quickly to to resolve the claim, liaising directly with my local bike shop Reviewed on: 1st August 2022
James's avatar
James

Great company, full confidence

5
I think Laka are great. I think it’s a perfect business model for this kind of insurance and I’d recommend them to everyone! Reviewed on: 1st August 2022
Joel Ormerod's avatar
Joel Ormerod

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