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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Good honest service

5
Innovative insurance with no strings attached. You know what you are paying for with Laka Reviewed on: 1st August 2022
Nigel Wyrley-Birch's avatar
Nigel Wyrley-Birch

Can't fault them!!!

5
My friend recommends me Laka, as i never had a bike insurance before i didn't think it was necessary but he convinced me to still take one. He was SO RIGHTS my bike got stolen and the laka team was here straight away, answered all my questions and help me with the steps i needed to take within the day my claim was complete and after a couple of week i had a new bike. Thank to the team who was really nice, responsive and so helpfull Reviewed on: 1st August 2022
Elodie N's avatar
Elodie N

Great company!

5
So friendly, so helpful, such good value, such a good ethos. I actually enjoy reading my monthly statement! Reviewed on: 1st August 2022
EN's avatar
EN

Best Cycle Insurance Company

5
Handled my claim when my rear mech jammed and ripped itself off - hassle free and sorted super quick Would definitely recommend Reviewed on: 1st August 2022
Richard Hyde's avatar
Richard Hyde

Good insurance for bike

5
I haven’t had to claim yet but only hear good things about Laka Reviewed on: 1st August 2022
Jess's avatar
Jess

It makes sense!

5
Never needed to claim yet but highly satisfying to know that based on the experience of others, we're fully covered. Reviewed on: 1st August 2022
Don Adams's avatar
Don Adams

Community insurance at an affordable price

5
Great concept, great product. Affordable insurance for my bike. Guaranteed help if it’s stolen, and insurers who get it. Reviewed on: 1st August 2022
Will Tanner's avatar
Will Tanner

Review

5
They're reliable and affordable Reviewed on: 1st August 2022
ruben raybould-bourne's avatar
ruben raybould-bourne

Great customer service!

5
Everyone at Laka has always been super helpful. Policy details explained simply and concisely. Reviewed on: 1st August 2022
Georgina Hopkins's avatar
Georgina Hopkins

Easy

5
Great easy to get insurance easy to understand great price and piece of mind Reviewed on: 1st August 2022
Pete123's avatar
Pete123

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