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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Best bike insurance ever

5
You know when you take out any kind of insurance, and you have ZERO clue where your money goes, or even does anyone ever get anything out of the insurance agencies… Looking very much at you car and home insurance companies… Well not Laka, everything is visible, even down to details of most stolen bikes or location… loving the stats, loving the monthly email, loving your work Laka! Reviewed on: 1st August 2022
SAngeloEadie's avatar
SAngeloEadie

Simple, easy, just what I need

5
A super simple product, I know what im getting and what im paying. Easy to add bikes and gear, I trust im covered. Reviewed on: 1st August 2022
Emily Wormald's avatar
Emily Wormald

Easy to use insurance

5
great website, easy to use insurance. Fortunately I haven't had to claim but those who have always say its an easy and simple process. Reviewed on: 1st August 2022
E K C S's avatar
E K C S

cheap and amazing insurance

5
Easy to insure my bikes and gear for a low cost they are great !! Reviewed on: 1st August 2022
James RJ's avatar
James RJ

Quick and Easy

5
Super fast coverage for my bike, quick and intuitive interface makes the whole process extremely clear. Reviewed on: 1st August 2022
Hungrig's avatar
Hungrig

Great

5
Great product and good customer service Reviewed on: 1st August 2022
Barry Reynolds's avatar
Barry Reynolds

The best cycle insurance out there

5
Easy set up and low maintenance, excellent customer service and value for money! Reviewed on: 1st August 2022
Yvan's avatar
Yvan

Best cycling insurer

5
These guys really care about the cycling community Reviewed on: 1st August 2022
Aaron Wilkins's avatar
Aaron Wilkins

Fair and great attitude

5
Marketing emails I actually read. With real, helpful and honest content. Reviewed on: 1st August 2022
Jessica Glanvill's avatar
Jessica Glanvill

Best insurance company ever

5
Why aren't all insurance companies like these guys? I had to make a claim because my bike was stolen and it was all resolved quickly, the customer service was amazing and very caring. Thank you Laka Reviewed on: 1st August 2022
Laim's avatar
Laim

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