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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Feel Supportedl

4
I can ride at ease feeling supported should something unfortunate happen but still taking great care of my equipment Reviewed on: 1st August 2022
Michael Stevens's avatar
Michael Stevens

Great Price!!

5
Up until now they’ve been great, good price, cover and ease of set up. Fortunately I’ve not had to make a claim so can’t comment on that side of the business. Reviewed on: 1st August 2022
Ian Townsend's avatar
Ian Townsend

Great company

5
I really like the way they explain their costs. Speaking to them is really straightforward as is making adjustments to policies etc Reviewed on: 1st August 2022
Eachann Gillies's avatar
Eachann Gillies

Pretty fantastic

5
Seamless experience and covers all my needs Reviewed on: 1st August 2022
Angelo Rey's avatar
Angelo Rey

Best value bicycle insurance

5
I find Laka’s approach to insurance a refreshing change from blanket cover regardless of losses made to one that truly reflects a collective share of losses and hence a collaborative approach to risk. This sharing approach makes us fairer and more grounded in our approach to claiming costs and collective responsibility. Reviewed on: 1st August 2022
Nicolas Laurent's avatar
Nicolas Laurent

Low cost, reliable bike insurance

5
Laka provides low cost, easy to set up insurance that can be relied on to pay out when required. They provide informative emails which outline what your money goes towards in a transparent and easy to understand way. Reviewed on: 1st August 2022
Swanny92's avatar
Swanny92

Easy

5
Just easy in short. Easy to join and they keep you updated with your payments and what’s going on. A different insurers to those I have been with. Reviewed on: 1st August 2022
Adam Morris's avatar
Adam Morris

Great website and great value

5
Nice and easy to fill in details, upload photos and know what I’m covered for. Great communication and excellent value. I haven’t had to make a claim yet (touch wood!) but have heard from others that it is much better than dealing with other insurance companies. Very happy with Laka. Reviewed on: 1st August 2022
Rebecca Norris's avatar
Rebecca Norris

Simple and fair

5
Very happy, quality insurance to hat covers what I need it to cover with a transparent pricing structure. Reviewed on: 1st August 2022
Julie Vine's avatar
Julie Vine

Hassle Free

5
Hassle free claims experience, competitive rates, what more could you ask for from an insurer! Reviewed on: 1st August 2022
Dave Gormley's avatar
Dave Gormley

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