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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

User friendly set-up. Happy with the team reaching out to assist. Hopeful that the claim process will be as easy and simple like promised. Thx.

5
Easy to navigate throughout from Start to finish and adding photos of my gear. Just Great. Thx. Reviewed on: 10th October 2021
Kokouvi Adabiokou's avatar
Kokouvi Adabiokou

Iam new joint team laka

4
I hope team laka is good company I joined this month Reviewed on: 10th October 2021
rezaulhussainkarim@gmail.com's avatar
[email protected]

cycle insurance

5
been very happy with insurance for our two new (December 2020) ebikes. Reviewed on: 9th October 2021
John Williams's avatar
John Williams

Best insurance for bikes

5
I left my previous insurers because the only time ever in my long cycling life that I made a claim I was pointed to obscure small print meaning that I couldn’t claim. I could have claimed with Laka so switched my insurance. I haven’t needed to claim since but I have peace of mind that I’m covered with Laka for all eventualities. Reviewed on: 9th October 2021
Phil's avatar
Phil

No hassle insurance

5
My bike was stolen at the beginning of lockdown 2020. I was shielding and needed my bike to get back and forth from hospital (non driver) Laka paid out my insurance in full the next working day. (so I could source my own bike) Have continued to be a member and forever will. Fantastic, prompt response and always very quick to reply to questions Reviewed on: 9th October 2021
Cavern Gill-Vernon's avatar
Cavern Gill-Vernon

Incredible values and service

5
Laka have amazing values, you know they’re going to give you the best deal rather than give themselves huge profit margins. When I claimed recently, I had the money within three days of my claim. Reviewed on: 9th October 2021
Chloe's avatar
Chloe

Easy, Clear and Direct

5
Clear breakdowns everymonth, great use of partnerships! Reviewed on: 9th October 2021
Joseph Ball's avatar
Joseph Ball

Insurance done as it should be!

5
Laka is turning the insurance game on its head. Fair honest well priced insurance that just works. The insurance market place is being led by the future. Reviewed on: 9th October 2021
Cycle Juice's avatar
Cycle Juice

A modern bike insurance company

5
Really great customer service and fair pricing, this is the Monzo of bike companies and they are so helpful everytime. Their policies are also very fair and flexible compared to others Reviewed on: 9th October 2021
kennc05's avatar
kennc05

A breath of fresh air

5
From start to finish my claim through Laka was fast and faultless. The staff were knowledgeable and couldn’t of been more helpful towards getting my bike back in working order and my clothing replaced. All other insurance companies could learn a lesson from Laka Reviewed on: 9th October 2021
David Clarke's avatar
David Clarke

Review Laka: Cycle insurance now

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