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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Easy & a different way of thinking

5
Changing to Laka for bike insurance was straight forward and I like the prospect of only paying up to an upper limit. Adding a new bike to my cover was really easy too. Reviewed on: 7th October 2021
Roger Kaye's avatar
Roger Kaye

Best support

5
I just buy this insurance policy this is very helpful and affordable for me. also, they include all the parts necessary for the bike. Reviewed on: 7th October 2021
KRUNAL PATEL's avatar
KRUNAL PATEL

Fantastic!

5
Hands down the best, most efficient And fairest bike insurance ever! Reviewed on: 7th October 2021
Adam Davies's avatar
Adam Davies

Exceptional service

5
The whole claim process was dealt with friendly staff, was straightforward and hassle free. Reviewed on: 7th October 2021
Raja Ahmed Hassan's avatar
Raja Ahmed Hassan

Confidently covered

5
With Laka, I feel part of a community along with being covered comprehensively at a fair price each month. After being with other providers in the past, I don’t think I’d ever leave Laka now. Excellent service. Reviewed on: 7th October 2021
Tim's avatar
Tim

Great service with fantastic perks

5
Been with them a year, very competitively priced and always offering great offers and perks?! Reviewed on: 7th October 2021
Alex Fry's avatar
Alex Fry

How all insurance should work

5
Flexibility, check. Brilliant service, check. Laka has everything I’ll ever need and all customisable for me. It’s how insurance cover should be. Reviewed on: 7th October 2021
Sylvy's avatar
Sylvy

Great service

5
Cycling insurance that actually works.. Reviewed on: 7th October 2021
Danny Moore's avatar
Danny Moore

Top quality

5
Great service. Great setup. Great staff Reviewed on: 7th October 2021
Rob Anderson's avatar
Rob Anderson

Top Bike Folk

5
Great cover, simple to understand and good for home and holiday.perfect! Reviewed on: 7th October 2021
Rich's avatar
Rich

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