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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Perfect, hassle free insurance

5
................................ Reviewed on: 28th July 2022
Nathaniel Payne's avatar
Nathaniel Payne

cheap cover and flexible

5
cheap and easy better than dealing with car insurance! Reviewed on: 28th July 2022
Tom 's avatar
Tom

simply the best

5
no fuss , no drama, just fair cover Reviewed on: 27th July 2022
Jonathan Ramm's avatar
Jonathan Ramm

The best I've ever encountered!

5
I was unfortunate to be involved in a crash recently whilst on the way to a cycling event. My race bike was completely written off, and I was truly devastated as it was my pride and joy. I submitted my claim to LAKA 2 hours on from my crash, and within a couple more hours they had been back in touch to let me know they were going to help and cover the bike so that I could be back on the road as soon as possible. It was hugely reassuring as the realisation/injuries of the crash had started to set in. If it weren't for the weekend, the claim would have been opened, discussed, bike bought, and closed within 1 day. I was truly amazed once again by LAKA's service, both in terms of insurance but the human side of customer care too. I wouldn't use any other insurance company again after experiencing what LAKA is like. Reviewed on: 30th May 2022
Jake Vita's avatar
Jake Vita

Super Fast and helpful

5
Got my claim sorted and a new bike with me in a matter of days. No being tripped up by small print, just honest and amazing cover and service! Reviewed on: 11th October 2021
Carola McKenna's avatar
Carola McKenna

The best bicycle insurance at an actual reasonable cost.

5
The business model of community based insurance is great. Their platform and is great and simple and clear - anything is spoken about and talked through really well with their customer team. Reviewed on: 11th October 2021
William Taylor's avatar
William Taylor

Great insurer, by people that understand how cycling works

5
Very easy to deal with and helpful when I had to make a claim. Innovative pricing makes it affordable. Reviewed on: 11th October 2021
George Oehlert's avatar
George Oehlert

Speedy

5
Laka helped me when I had my bike stolen - such a quick turn around and all the stress immediately lifted Reviewed on: 11th October 2021
Pippa A's avatar
Pippa A

The best

5
Honest and genuine business providing tailored insurance to cyclists Reviewed on: 10th October 2021
Alex's avatar
Alex

Insurance that doesnt feel like a con

5
I never buy insurance but i've heard some many good stories and id be gutted if anything happened to my trusty stead so its good to be part of the pack Reviewed on: 10th October 2021
Mark Adam Stewart's avatar
Mark Adam Stewart

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