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Laka: Cycle insurance reviews

4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Great Bike Insurance

5
With Laka, you get exactly what they say. Premiums are clear and fair. Laka really do have your best interests at heart. Reviewed on: 8th October 2021

Great price, great modern ideas.

5
The team at Lanka are really trying to give back to the bicycle community and providing a wonderful modern service. Reviewed on: 8th October 2021

Best insurer out there

5
Straightforward and no strings attached. Highly recommend! Reviewed on: 7th October 2021

Simply easy

5
Sign up, list your stuff, relax in the knowledge your stuff is covered. Reviewed on: 7th October 2021

Prefect insurance

5
Amazing service a definite 10 out of 10 5 star company Reviewed on: 7th October 2021

The cool kids on the block

5
I've just recently signed up to Laka but it feels great to be part of this community, very different from the big companies, they are very transparent and approachable. Reviewed on: 7th October 2021

Easy set up and great service

5
For little money a month and a gold standard lock it's peace of mind knowing if the worst happens. Laka has my back Reviewed on: 7th October 2021

Simply super efficient insurance business model

5
Best business model for insurance! Reviewed on: 7th October 2021

A very different approach to tackling bike insurance

5
A brilliant idea, brilliantly executed. Simple as that. Reviewed on: 7th October 2021

Great company, easy to work with

5
Easy to work with, very quick reply and transfer when I had an accident and needed their services. Reviewed on: 7th October 2021

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review