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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,683 reviews, last reviewed 24th Oct 2025
32% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

best insurer never used anyone else best insurer never used anyone else Reviewed on: 24th October 2025
rob p's avatar
rob p

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2683)

Excellent service

5
Policy is easy to understand. And when I had to unfortunately make a claim it was Handled exceptionally. If only Laka did car Insurance… Reviewed on: 8th October 2021
Satvinder Manku's avatar
Satvinder Manku

Best offering in the UK

5
Excellent service for cyclists, from cyclists Reviewed on: 8th October 2021
Francois Barou's avatar
Francois Barou

Smart concept. Feels good

5
Great community approach. I actually like paying my share at the end of every month! Reviewed on: 8th October 2021
Andy's avatar
Andy

Community-led accessible insurance

5
Makes insuring your bikes fairer and easier giving you improved peace of mind. Reviewed on: 8th October 2021
frailrigging 's avatar
frailrigging

Fair pricing, brilliant service

5
Quick and simple when I needed to make a claim. No excess, just fair rules! Awesome. Reviewed on: 8th October 2021
Nathan Edwards's avatar
Nathan Edwards

Laka's the one for bike insurance

5
Hadn't had to claim, but everything else is spot on - from the communication to the UC design. Big fan of the collective approach to premiums too. - always nice when your bill is smaller than expected! Reviewed on: 8th October 2021
Matt Robinson's avatar
Matt Robinson

Laka love!

5
Amazing customer experience and support Reviewed on: 8th October 2021
Jamie Oliver's avatar
Jamie Oliver

If you don't already have it you should!

5
Simple, flexible, fair and transparent the way insurance should be for everything! Reviewed on: 8th October 2021
Toby Port's avatar
Toby Port

Cycle insurance

5
Really easy to sign up and use the system. Get regular email to update you on trends along with information. Lucky I have not needed to use the insurance but feel assured it is there. Reviewed on: 8th October 2021
Jason 's avatar
Jason

Great Bike Insurance

5
With Laka, you get exactly what they say. Premiums are clear and fair. Laka really do have your best interests at heart. Reviewed on: 8th October 2021
Lucian's avatar
Lucian

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