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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,683 reviews, last reviewed 24th Oct 2025
109% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

best insurer never used anyone else best insurer never used anyone else Reviewed on: 24th October 2025
rob p's avatar
rob p

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2683)

game changer

5
Laka has been brilliant. I love how they've flipped the insurance market on it's head. I've never been covered without having to pay premiums for several months in a row before, it's unbelievable. Reviewed on: 9th August 2018
ken's avatar
ken

No brainer the best

5
Teething issues to start but a superb and cheap way to insure my bikes. Link to strava important so i know others are proper riders like me. Laka is great Reviewed on: 9th August 2018
HarryG's avatar
HarryG

you know what you're paying for

5
first impression are good. communications are good. you get an idea what your paying for. discounts for referring friends always go down well and new for old in terms of bike insurance is always attractive Reviewed on: 9th August 2018
Richard Oxley's avatar
Richard Oxley

Top insurance

5
Laka have a great and easy online service with real people able to help at a click of a button! Makes insurance for my racing bikes cheap and easy!! Reviewed on: 9th August 2018
Danny727's avatar
Danny727

What's not to Laka?!

5
Great product harnessing technology to bring low cost insurance to cyclists. Reviewed on: 9th August 2018
WilliamF's avatar
WilliamF

THE Insurance company of the future

5
I don't know how they manage it! The amount that Laka charge me changes month-by-month - depending on how many claims they have had to settle. Some months, I pay absolutely nothing. Other times, I pay a few pounds. But even in the most expensive months, they are cheaper than the competition. Bike friendly. Pocket friendly. They are THE insurance company of the future. Reviewed on: 9th August 2018
TravisW's avatar
TravisW

Laka for life

5
You cannot get a simpler and more cost effective way to ensure things than the way Laka do. Bike insurance covered, can't wait until they do insurance for everything else! Reviewed on: 9th August 2018
Michael Blakley's avatar
Michael Blakley

Great Service

5
Fantastic company, great concept . Saves money Reviewed on: 9th August 2018
Nagappan Arunachalam's avatar
Nagappan Arunachalam

Innovative

4
Proper cycle insurance for proper cyclists Reviewed on: 9th August 2018
Jamie's avatar
Jamie

Laka is the best

5
Only good experience with laka, Reviewed on: 9th August 2018
Dennsen's avatar
Dennsen

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