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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2919)

The smoothest and simplest insurance out there

5
Insurance. What a mind boggle most of the time. LAKA’s digital experience was the simplest and least jargon insurance site I’ve ever seen. Fair pricing and fully clarity. What more could you want. Reviewed on: 15th September 2019
Kitty's avatar
Kitty

Innovation and value - love Laka

5
Great value cycle insurance from passionate people. Reviewed on: 10th September 2019
David Lundholm's avatar
David Lundholm

Easy and Cheap

5
Laka is much more cost effective than conventional cycle insurance . You have a monthly cap on your premium but i have never paid the maximum cap. Really easy to set up.. Reviewed on: 10th September 2019
Mark's avatar
Mark

Quick and easy

5
Smooth efficient service, would recommend Reviewed on: 9th September 2019
Rebecca's avatar
Rebecca

Brilliant and Easy

5
Easy to complete application process with very quick response, yet to make a claim but every step of the process so far would suggest that if needed it would be simple enough. Reviewed on: 9th September 2019
Peter Cocker's avatar
Peter Cocker

First rate service makes all the difference

5
It's been refreshing to deal with an insurance company who actually understands me. I've dealt with big companies all my life and I must say it's about time someone did something with us cyclists in mind...and to not be treated like just another number. Needless to say I'd highly recommend Reviewed on: 9th September 2019
Markie5672's avatar
Markie5672

Great value and service

5
Excellent value and excellent service. Reviewed on: 9th September 2019
Gareth Braithwaite's avatar
Gareth Braithwaite

Simply the best

5
Easy to join, cheap, and unparalleled customer service and experience - I thought I must be dreaming the claims experience was so much better than any insurance company I've ever dealt with. Reviewed on: 9th September 2019
Jonboy69's avatar
Jonboy69

Very happy with my experience

5
Very smooth experience , great service and user friendly website what more could you ask for! Reviewed on: 8th September 2019
Laura M's avatar
Laura M

First rate cycle cover

5
Not had to claim but everything else was simple and easy, and I’ve not heard a bad word said! Reviewed on: 8th September 2019
Ben's avatar
Ben

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