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Laka: Cycle insurance reviews

4.95
Based on 2,673 reviews, last reviewed 7th Oct 2025
30900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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97%
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3%
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Latest highest rating:

5

Laka is an absolute life saver. Laka is an absolute life saver. Nearly half the price I used to pay and the team is lovely. Reviewed on: 7th October 2025
Michael 's avatar
Michael

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2673)

TOP IDEAD

5
FRIENDLY AND WITH THE CUSTOMER IN MIND Reviewed on: 9th August 2018

Why didnt anyone think of this before?

5
A genius idea, crowdfunded insurance. Makes loads of sense and looks like it will be much cheaper than the alternatives. Reviewed on: 9th August 2018

Really innovative model in insurance

5
I met the founders a while back when they were in the process of launching their bicycle insurance. I really like that I have the assurance if something happens they are going to pay for it and whatever I pay is genuinely the best price. A real challenger! Reviewed on: 3rd August 2018

Review Laka: Cycle insurance now

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