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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Great idea, looking forward to it in Southeast Asia

5
Love the concept of not paying any premiums upfront, but rather a share of the actual claims cost at the end of the month, up to a clearly communicated personal cap. Customer-centric from the model up. Looking forward to seeing this biz branch into other verticals, and come to southeast asia to take the local scene BY STORM Reviewed on: 4th September 2018
Becky Kux's avatar
Becky Kux

Laka - on our side

5
I am so impressed with Laka. They have single-handedly restored my faith in the insurance industry. They are transparent, uncomplicated, friendly, and work hard to be sure that my claim is settled. Amazing. Reviewed on: 3rd September 2018
Claire's avatar
Claire

Undeniably good

5
The guys and the team of Laka do their best to make sure that all needs of their customers are satisfied! 5 out of 5 stars!! Reviewed on: 3rd September 2018
Matthias Possert's avatar
Matthias Possert

Great Concept

5
I really like the idea of basing insurance on real claims instead of on ex-ante calculations! Reviewed on: 3rd September 2018
Torsten's avatar
Torsten

Genuine innovation

5
So glad to see ancinoant thinking from scratch about how to provide a rear product for cyclists Reviewed on: 3rd September 2018
Rosell's avatar
Rosell

Amazing!

5
Laka has changed the way we think about insurance and saves us money in the process. Would recommend to everyone! Reviewed on: 3rd September 2018
NMS's avatar
NMS

Just what the industry needed

5
How can you not love an insurance that is so transparent and where interests are aligned. Unique! Reviewed on: 3rd September 2018
MB's avatar
MB

Great transparent way to get insurance

5
Straightforward and clear! While you know the premium is as low as possible. Reviewed on: 3rd September 2018
Bernard's avatar
Bernard

Fantastic new solution for bike insurance

5
Aligning the interest of the customer and the insurer! Reviewed on: 3rd September 2018
Sam's avatar
Sam

Great company with great services

5
Great company with great services Reviewed on: 30th August 2018
Anonymous's avatar
Anonymous

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