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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,683 reviews, last reviewed 24th Oct 2025
109% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

5

best insurer never used anyone else best insurer never used anyone else Reviewed on: 24th October 2025
rob p's avatar
rob p

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2683)

Why I like Laka

5
Insurance started off as a mutual support idea. Most insurers feel like commercial rip-offs, playing in fear. With Laka it feels different: like a community that you are part of, one that protects you, and one that you gladly feel responsible towards in your own actions. I’m so glad Laka exists and I wish other insurers operated this way. Reviewed on: 9th August 2018
Oliver's avatar
Oliver

Best ever

5
Best most fair insurance product ever Reviewed on: 9th August 2018
Alessandra Markie's avatar
Alessandra Markie

Best company ever

5
Great, very fair product and friendly team Reviewed on: 9th August 2018
Alessandra Markie's avatar
Alessandra Markie

Genuinely innovative cycle insurer

5
Laka offer great value cycle insurance and only charge clients if claims are made. Great innovation and all credit to the team for getting this to market. Reviewed on: 9th August 2018
David L's avatar
David L

Quick cheap honest bike insurance

5
Fantastic customer service when setting up insurance, all questions answered quickly via email. Simple procedure and I have saved lots of money in the first three months of cover Reviewed on: 9th August 2018
Mark Goodman's avatar
Mark Goodman

Fantastic!

5
Great novel approach to insurance that saves me money! Reviewed on: 9th August 2018
David Rhys Hoggins's avatar
David Rhys Hoggins

Best bycicle Insurance

5
Love the simplicity, customer centricity and value for money ! Reviewed on: 9th August 2018
CBauer's avatar
CBauer

Excellent service, simple to set-up and (so-far) has cost me virtually nothing!

5
These guys are great. I have only be using them a short while but even if they charge the most expensive amount that they could each month it would be much cheaper than the other quotes I had. However, I have hardly been charged anything so far. Brilliant Reviewed on: 9th August 2018
Phillip's avatar
Phillip

Laka

5
Brilliant new take on insurance, affordable, easy to understand and great customer interface and experience Reviewed on: 9th August 2018
Mark's avatar
Mark

Fantastic product and great service

5
The Laka team have been amazing - very responsive and helpful when I was setting up the policy. And their model means I have triple the value of insurance I used to have through a major insurer, at a fraction of the price. I've recommended it to all my cycling friends and I hope they can extend the model to other areas. Reviewed on: 9th August 2018
ChrisO's avatar
ChrisO

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