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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Top notch

5
Just simple, cheap, and makes me assured that whatever goes wrong will be covered Reviewed on: 28th July 2022
Tom w 's avatar
Tom w

Incredible claims customer service

5
Incredible claims customer service, I broke my bike on the way to the gym. Laka we’re able to assess and sort out within a day. A+++ Reviewed on: 28th July 2022
Stephen Evans's avatar
Stephen Evans

Game changing

5
Laka is changing the game when it comes to insurance - they truly care about the customer and the experience. If only they did all other insurance! Reviewed on: 28th July 2022
Ollie's avatar
Ollie

Why laka

5
Power or the collective is a compelling message. Well run insurance with fair pricing. Reviewed on: 28th July 2022
Mike Jackson's avatar
Mike Jackson

Simple, easy insurance

5
Laka make it so simple and clear. No one better Reviewed on: 28th July 2022
Oli B's avatar
Oli B

Fantastic!

5
Having recently bought a new bike, Laka came highly recommended by a friend! My bikes have only ever been insured under house insurance so I had LOTS of questions for Laka! Their helpful, friendly and extremely patient staff put my mind at ease about taking out cycle insurance. So I am delighted to be riding around on my dream bike knowing that I have the best in cycle insurance looking after me!! Reviewed on: 28th July 2022
Morag's avatar
Morag

Fair and efficient

5
fairly priced with an innovative approach and so helpful/efficient when dealing with claims Reviewed on: 28th July 2022
Gil's avatar
Gil

Best insurer hands down

5
Absolutely amazing customer service makes them stand out head and shoulders above the rest Reviewed on: 28th July 2022
Anon's avatar
Anon

Insurance that you can actually rely on

5
Super quick and informed resolution to my frame damage. So easy, I didn't have to do anything. Amazing service. Reviewed on: 28th July 2022
Frances Bromley's avatar
Frances Bromley

Great model, great service

5
Laka is a really innovative company that has completely changed how I view insurance. The customer service is amazing and the website is super clear to use. Reviewed on: 28th July 2022
Ollie E's avatar
Ollie E

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