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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,683 reviews, last reviewed 24th Oct 2025
32% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

best insurer never used anyone else best insurer never used anyone else Reviewed on: 24th October 2025
rob p's avatar
rob p

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2683)

Excellent insurer with nice feel and quick response to claim

5
Excellent insurer with nice feel and quick response to claim. Reviewed on: 8th October 2021
Ed's avatar
Ed

It's how insurance should be!

5
Nothing but praise for LAKA Very competitive prices based on cost of members claims and reassuring to have a capped maximum monthly premium My claim was settled within a few days during the height of the pandemic Thoroughly recommended for bicycle insurance Reviewed on: 8th October 2021
Ewan's avatar
Ewan

Genuine customer services at laka

5
Great service from real people that care about cycling Reviewed on: 8th October 2021
KR's avatar
KR

Great new approach

5
Love the team and business model Reviewed on: 8th October 2021
Duncan Robertson's avatar
Duncan Robertson

Laka is amazing

5
Such a good concept, so easy, so simple. Everything is just painless Reviewed on: 8th October 2021
Ryan Atkinson's avatar
Ryan Atkinson

Couldn't be better.

5
Such a brilliant idea and such a reasonable price. Reviewed on: 8th October 2021
Sam's avatar
Sam

I've done the research... Laka is best!

5
Super easy. Super straight forward. Pretty much a customisable package - you decide what items you want covered. There are many great reviews online. The flexible monthly cost is a great idea and what really sold it for me. Highly recommend! Reviewed on: 8th October 2021
Tom Singleton's avatar
Tom Singleton

Insurance For Riders, By Riders

5
I had a ancient, they understood, they paid for a replacement bike. It was that simple. Reviewed on: 8th October 2021
Sam's avatar
Sam

Bike insurance made easy

5
Cheap and cheerful for everyone. Reviewed on: 8th October 2021
Jean-Marc Paulin's avatar
Jean-Marc Paulin

For cyclists by cyclists

5
I love the variable premium statement, Ive never yet paid the full quoted premium price Reviewed on: 8th October 2021
Mike Lupton's avatar
Mike Lupton

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