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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,683 reviews, last reviewed 24th Oct 2025
82% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

best insurer never used anyone else best insurer never used anyone else Reviewed on: 24th October 2025
rob p's avatar
rob p

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2683)

Excellent communication

5
Clear and precise information. Excellent service and professional Reviewed on: 7th October 2021
John ross's avatar
John ross

Shared costs, value, true, they will pay

5
Just honest insurance with costs that are fairly calculated and a really good referral scheme. Easy to insure. Reviewed on: 7th October 2021
Merlin Hetherington's avatar
Merlin Hetherington

LAKA

5
A fantastic company with real life in mind. Designed by real people for real people. Reviewed on: 7th October 2021
Justin Wall's avatar
Justin Wall

Brilliant insurance

5
Laka provides a brilliant pricing structure and clear information on how it all works, I would highly recommend them to anybody. Reviewed on: 7th October 2021
Liam4092's avatar
Liam4092

Brilliant, easy, straight forwards

5
Straight work and easy to work with. No hassle insurance. Perfect provider for all your cycle insurance needs! Reviewed on: 7th October 2021
Andydtk's avatar
Andydtk

Simply superb

5
Without doubt the best value cycle insurance cover available, underpinned by great customer service. What's not to like! Reviewed on: 7th October 2021
Ian Simpson's avatar
Ian Simpson

Community power

5
Insurance as it should be, for the people by the people. Reviewed on: 7th October 2021
Elaine Burroughs's avatar
Elaine Burroughs

A great insurance for bikes!

5
I joined after my partner had a small accident, and LAKA were fantastic with paying for the necesary repair. Reviewed on: 7th October 2021
Shir's avatar
Shir

Great service

5
Great service very reasonable rates. Reviewed on: 7th October 2021
Sadaf's avatar
Sadaf

Great value, simple and easy to understand

5
Love how easy it is to set up, the user experience and that it's not mega expensive! I love the tips and the community feel. Reviewed on: 7th October 2021
Jessica Dineen's avatar
Jessica Dineen

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