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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Simply the best cycle insurance available.

5
Laka cover is competitive, yes, but it is the customer service which really sets them apart. If you have a problem Laka don't mess you around. The claim process is swift and very straight forward and they do their best to get things settled within a couple of days. Reviewed on: 8th October 2021
Gary Crocker's avatar
Gary Crocker

Affordable, friendly and good coverage.

5
Much more affordable than most, no excess and common sense policy. Reviewed on: 8th October 2021
Kenny Larsen's avatar
Kenny Larsen

Amazing

5
Helpful supportive, would highly recommend Reviewed on: 8th October 2021
nate's avatar
nate

if only all insurance was like this!

5
great pricing and cover from a company that cares, responds quickly and actually pays out. Includes accident cover, public liability and legal cover at the price you would normally just get theft. Platinum standard cover! Reviewed on: 8th October 2021
Andy Oakley's avatar
Andy Oakley

Friendly, supportive, kind

5
Really supportive guidance when your precious bike has been fleeced, essential parts stolen. Able to get a replacement with in a week which was lucky during Covid Brexit times so extremely grateful for such an fast turnaround. Reviewed on: 8th October 2021
margomuir@yahoo.co.uk's avatar
[email protected]

Couldn't ask for a better service

5
Amazing service, competitive price. Laka makes you feel like a person, and not a number. Reviewed on: 8th October 2021
iqbalah.91@gmail.com's avatar
[email protected]

So easy and convenient

5
Really easy to take insurance and they’re ready to help! Reviewed on: 8th October 2021
Steffan walker's avatar
Steffan walker

Fantastic service and flexible

5
I've been with LAKA for around a year and their support has been fantastic as well as their ability to handle additional requests flexibly. I was confused by the conditions of some other insurers and LAKA made everything very simple and clear to me. Reviewed on: 8th October 2021
Karim's avatar
Karim

Not just the best 'Cycle' insurer, the best insurer full stop!

5
The idea of a community/pool insurance is not just genius, its fair. Yes I'm prepared for variable monthly premium if they representative of the claim levels to encourage good behaviour. And great execution, simple website, easy to add clothing or accessories. I wish all insurers could be this good. Reviewed on: 8th October 2021
Thomas Russell's avatar
Thomas Russell

The most intuitive, low cost, customer friendly insurance going...

5
As the title says... its super simple, super low cost, super customer friendly... and just super... not a thing to fault. Reviewed on: 8th October 2021
George's avatar
George

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