Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2748)

Laka

5
Shaaaaaaaaaaaaaaaaaaaaaaaaaakaa Laaaaaaaaaaaaaaaaaaaaaaaaaaaaka :) Reviewed on: 8th October 2021
Richard Baca's avatar
Richard Baca

Clear, precise communication with a sprinkling of piece of mind

5
I receive regular communication from Laka. Lucky I have need to use them to replace my son bike, however its nice to know the cover is there if I need it. Reviewed on: 8th October 2021
Andrew's avatar
Andrew

Great cover - peace of mind

5
easy to set up and keeep track of. Reviewed on: 8th October 2021
David Andrews's avatar
David Andrews

You never want to rely on insurance

5
but when you do, it's great to have a claims team that is as efficient and friendly as Laka. Reviewed on: 8th October 2021
cyclist's avatar
cyclist

Just great

5
Customer focused, prompt response. Laka are just great what more is there to say ! Reviewed on: 8th October 2021
Peggy Cawte's avatar
Peggy Cawte

Excellent insurer with nice feel and quick response to claim

5
Excellent insurer with nice feel and quick response to claim. Reviewed on: 8th October 2021
Ed's avatar
Ed

It's how insurance should be!

5
Nothing but praise for LAKA Very competitive prices based on cost of members claims and reassuring to have a capped maximum monthly premium My claim was settled within a few days during the height of the pandemic Thoroughly recommended for bicycle insurance Reviewed on: 8th October 2021
Ewan's avatar
Ewan

Genuine customer services at laka

5
Great service from real people that care about cycling Reviewed on: 8th October 2021
KR's avatar
KR

Great new approach

5
Love the team and business model Reviewed on: 8th October 2021
Duncan Robertson's avatar
Duncan Robertson

Laka is amazing

5
Such a good concept, so easy, so simple. Everything is just painless Reviewed on: 8th October 2021
Ryan Atkinson's avatar
Ryan Atkinson

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill