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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Couldn't be better.

5
Such a brilliant idea and such a reasonable price. Reviewed on: 8th October 2021
Sam's avatar
Sam

I've done the research... Laka is best!

5
Super easy. Super straight forward. Pretty much a customisable package - you decide what items you want covered. There are many great reviews online. The flexible monthly cost is a great idea and what really sold it for me. Highly recommend! Reviewed on: 8th October 2021
Tom Singleton's avatar
Tom Singleton

Insurance For Riders, By Riders

5
I had a ancient, they understood, they paid for a replacement bike. It was that simple. Reviewed on: 8th October 2021
Sam's avatar
Sam

Bike insurance made easy

5
Cheap and cheerful for everyone. Reviewed on: 8th October 2021
Jean-Marc Paulin's avatar
Jean-Marc Paulin

For cyclists by cyclists

5
I love the variable premium statement, Ive never yet paid the full quoted premium price Reviewed on: 8th October 2021
Mike Lupton's avatar
Mike Lupton

Amazing service with real customer understanding

5
This is a company that actually understands its customers and has a service model designed to totally meet their needs. Reviewed on: 8th October 2021
Simon OConnor's avatar
Simon OConnor

Simple and clear

5
What they do and don't cover is made very clear at each level, and the monthly breakdown of where your money is going feels reassuring. Reviewed on: 8th October 2021
cyclojoe's avatar
cyclojoe

A new paradigm in Insurance

5
Such well thought out and well implemented policy and business model. I only wish this model would be extended to other types of insurance, under a different brand/pool of funds. Reviewed on: 8th October 2021
Thisisnot Matthew's avatar
Thisisnot Matthew

Great service at a great price

5
Low monthly payments, great service. Reliable Reviewed on: 8th October 2021
Barbara's avatar
Barbara

Thoroughly recommended insurance

5
I have recommended Laka to loads of my friends for simple smart insurance where they actually care about you and your bike and simply want to get you back on the road as soon as they can. Reviewed on: 8th October 2021
Mark Sheldrake's avatar
Mark Sheldrake

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