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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

fantastic service

5
i had great service from Laka. I came off my bike and tore an expensive cycling jacket. They organised a replacement super fast and super easily. this is how insurance should be! Reviewed on: 7th October 2021
Stephen Brewster's avatar
Stephen Brewster

Brilliant Service by Cyclists fir Cyclists

5
Love the monthly statement of claims with payments related to the claims. Everyone is invested to keep the bike safe. Reviewed on: 7th October 2021
Michael Maynard's avatar
Michael Maynard

Simple, transparent and effective

5
Love Laka, easy to follow with completely transparent pricing and great cover. Reviewed on: 7th October 2021
Julian Hardy's avatar
Julian Hardy

The new way to insure your bikes

5
Brilliant new concept, much better than getting insurance as part of your home insurance or old style bike insurance. Reviewed on: 7th October 2021
Adrian Cammidge's avatar
Adrian Cammidge

Excellent value

5
Community minded and ethical approach to insurance - how refreshing! The world needs more of this enlightened approach to business models Reviewed on: 7th October 2021
Carmel Rice's avatar
Carmel Rice

Excellent easy service

5
Excellent service . Easy platform to use Reviewed on: 7th October 2021
markburrows996@hotmail.com's avatar
[email protected]

Fantastic Laka

5
Great insurance company that is on the side of the consumer for once. Reviewed on: 7th October 2021
Jonathan Pfitzner's avatar
Jonathan Pfitzner

The way insurance should be

5
You know what you’re paying and you know you will never pay over that. The bonus being you might pay less because claims are less so you’re getting something back. Reviewed on: 7th October 2021
Darren Hutchins's avatar
Darren Hutchins

Excellent company

5
The best insurance company for bikes Reviewed on: 7th October 2021
Shaiba Ilyas's avatar
Shaiba Ilyas

Awesome company

5
Laka are a perfect company for bike insurance and all accessories. It can be very expensive to purchase all the bits needed and they cover the lot. Couldn't recommend these anymore Reviewed on: 7th October 2021
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Wibble

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