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Laka: Cycle insurance reviews

4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Laka's the one for bike insurance

5
Hadn't had to claim, but everything else is spot on - from the communication to the UC design. Big fan of the collective approach to premiums too. - always nice when your bill is smaller than expected! Reviewed on: 8th October 2021

Laka love!

5
Amazing customer experience and support Reviewed on: 8th October 2021

If you don't already have it you should!

5
Simple, flexible, fair and transparent the way insurance should be for everything! Reviewed on: 8th October 2021

Cycle insurance

5
Really easy to sign up and use the system. Get regular email to update you on trends along with information. Lucky I have not needed to use the insurance but feel assured it is there. Reviewed on: 8th October 2021

Great Bike Insurance

5
With Laka, you get exactly what they say. Premiums are clear and fair. Laka really do have your best interests at heart. Reviewed on: 8th October 2021

Great price, great modern ideas.

5
The team at Lanka are really trying to give back to the bicycle community and providing a wonderful modern service. Reviewed on: 8th October 2021

Best insurer out there

5
Straightforward and no strings attached. Highly recommend! Reviewed on: 7th October 2021

Simply easy

5
Sign up, list your stuff, relax in the knowledge your stuff is covered. Reviewed on: 7th October 2021

Prefect insurance

5
Amazing service a definite 10 out of 10 5 star company Reviewed on: 7th October 2021

The cool kids on the block

5
I've just recently signed up to Laka but it feels great to be part of this community, very different from the big companies, they are very transparent and approachable. Reviewed on: 7th October 2021

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review