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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Easy set up and great service

5
For little money a month and a gold standard lock it's peace of mind knowing if the worst happens. Laka has my back Reviewed on: 7th October 2021
Richard Revell's avatar
Richard Revell

Simply super efficient insurance business model

5
Best business model for insurance! Reviewed on: 7th October 2021
Anthony vigneron's avatar
Anthony vigneron

A very different approach to tackling bike insurance

5
A brilliant idea, brilliantly executed. Simple as that. Reviewed on: 7th October 2021
Richard Hale's avatar
Richard Hale

Great company, easy to work with

5
Easy to work with, very quick reply and transfer when I had an accident and needed their services. Reviewed on: 7th October 2021
Mark Lawrence's avatar
Mark Lawrence

Easy & a different way of thinking

5
Changing to Laka for bike insurance was straight forward and I like the prospect of only paying up to an upper limit. Adding a new bike to my cover was really easy too. Reviewed on: 7th October 2021
Roger Kaye's avatar
Roger Kaye

Best support

5
I just buy this insurance policy this is very helpful and affordable for me. also, they include all the parts necessary for the bike. Reviewed on: 7th October 2021
KRUNAL PATEL's avatar
KRUNAL PATEL

Fantastic!

5
Hands down the best, most efficient And fairest bike insurance ever! Reviewed on: 7th October 2021
Adam Davies's avatar
Adam Davies

Exceptional service

5
The whole claim process was dealt with friendly staff, was straightforward and hassle free. Reviewed on: 7th October 2021
Raja Ahmed Hassan's avatar
Raja Ahmed Hassan

Confidently covered

5
With Laka, I feel part of a community along with being covered comprehensively at a fair price each month. After being with other providers in the past, I don’t think I’d ever leave Laka now. Excellent service. Reviewed on: 7th October 2021
Tim's avatar
Tim

Great service with fantastic perks

5
Been with them a year, very competitively priced and always offering great offers and perks?! Reviewed on: 7th October 2021
Alex Fry's avatar
Alex Fry

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