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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Easy, hassle free bike insurance

5
Recommend Laka to all my cycling friends. Easy to use, straightforward claims process, claims settled quickly and without fuss. Cannot recommend highly enough. Reviewed on: 7th October 2021
GW23's avatar
GW23

Amazing

5
Amazing, caring, personal approach to their customers. Reviewed on: 7th October 2021
Tracy Crossman's avatar
Tracy Crossman

Honest and friendly.

4
With Laka you don’t feel like your at the mercy of an anonymous corporate giant out there to make as much money from you and your misfortune as possible. They are a really friendly, down to earth but competent bunch. Honest and helpful. Reviewed on: 7th October 2021
Daniela T.'s avatar
Daniela T.

Insurance how it should be!

5
Open. Honest. Transparent. The way insurance should be, and Laka re-established the mould and offer bike insurance that is fair and equitable for all. Chapeau. Reviewed on: 7th October 2021
Rupert Englander's avatar
Rupert Englander

Great customer service

5
Following an accident last year, Laka were incredibly helpful in getting me back on a bike. Their staff couldn’t have been more helpful. Reviewed on: 7th October 2021
Ashley Dunn's avatar
Ashley Dunn

Innovative and easy to use

5
Finally a fair and transparent approach to insurance coupled with a speak user experience and fresh look overall! Reviewed on: 7th October 2021
Possert Barbara's avatar
Possert Barbara

Great concept well executed

5
I think Laka has been a great force for good since it was founded. Reviewed on: 7th October 2021
Rich 76's avatar
Rich 76

Best bike insurance

5
Always friendly, helpful and informative. Best bike insurance on the market. Reviewed on: 7th October 2021
LMW's avatar
LMW

World class insurance

5
It doesn’t do Laka justice to call it an insurance business. They are everything but a traditional insurance: true alignment of interests, transparent pricing, light speed customer service. A partner for life you can count on. Reviewed on: 7th October 2021
MB's avatar
MB

Super simple insurance

5
Sometimes getting insurance is a nightmare, but Laka make it easy, and having peace of mind that my bikes are insured is great Reviewed on: 7th October 2021
Connor Mccullough's avatar
Connor Mccullough

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