Paid advertisement
Smart Money People Logo
Newsletter

Laka: Cycle insurance reviews

4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review

Laka Cycle insurance reviews (2748)

How all insurance should work

5
Flexibility, check. Brilliant service, check. Laka has everything I’ll ever need and all customisable for me. It’s how insurance cover should be. Reviewed on: 7th October 2021

Great service

5
Cycling insurance that actually works.. Reviewed on: 7th October 2021

Top quality

5
Great service. Great setup. Great staff Reviewed on: 7th October 2021

Top Bike Folk

5
Great cover, simple to understand and good for home and holiday.perfect! Reviewed on: 7th October 2021

Great guys

5
The best insurance I’ve ever had Reviewed on: 7th October 2021

Excellent communication

5
Clear and precise information. Excellent service and professional Reviewed on: 7th October 2021

Shared costs, value, true, they will pay

5
Just honest insurance with costs that are fairly calculated and a really good referral scheme. Easy to insure. Reviewed on: 7th October 2021

LAKA

5
A fantastic company with real life in mind. Designed by real people for real people. Reviewed on: 7th October 2021

Brilliant insurance

5
Laka provides a brilliant pricing structure and clear information on how it all works, I would highly recommend them to anybody. Reviewed on: 7th October 2021

Brilliant, easy, straight forwards

5
Straight work and easy to work with. No hassle insurance. Perfect provider for all your cycle insurance needs! Reviewed on: 7th October 2021

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review