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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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3%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Amazing service

5
A way forward for all insurance companies. Reviewed on: 7th October 2021
piginthebunker@yahoo.co.uk's avatar
[email protected]

Quality Service

5
Would highly recommend Laka and have done to friends and family already. Value for money and sort out any issues you have promptly so you can get back on the bike. Reviewed on: 7th October 2021
Paul's avatar
Paul

Total confidence and transparency

5
I haven’t need to use them yet but I’ve heard nothing hit great things from other cyclists. Reviewed on: 7th October 2021
Christopher Farrell's avatar
Christopher Farrell

Phone service great. Always answer quickly

5
Broke bike in fall. Got quick answer and repaired in full by my local bike shop Reviewed on: 7th October 2021
M barber's avatar
M barber

Best insurance out there.

5
You can tell Laka is run by people who love bikes and that understand cyclists. Reviewed on: 7th October 2021
Bmcgpob's avatar
Bmcgpob

Turns insurance on its head

5
Customer centric, not looking to exploit just serve to the highest standard at a fair price - simply excellent! Reviewed on: 7th October 2021
Andrew Bradshaw's avatar
Andrew Bradshaw

Amazing hassle free service

5
Laka provide an incredible service that I would recommend to anyone. Non nonsense, hassle free, fast cover. Really really premium service for a reasonable cost. Reviewed on: 7th October 2021
darraneggleton@hotmail.co.uk's avatar
[email protected]

Amazing insurance and an amazing experience!

5
Best insurer I have ever dealt with. When my bike got broken they couldn’t do enough to get me back on the road again. So smooth and efficient and friendly all at the same time. As I say, amazing! Reviewed on: 7th October 2021
Bigjulesie's avatar
Bigjulesie

Very good people

5
Great communication with staff who know their stuff Reviewed on: 7th October 2021
Justin Slater's avatar
Justin Slater

Easy come easy go

5
You can join and cancel whenever you want no fees Reviewed on: 7th October 2021
Faisal ALotaibi's avatar
Faisal ALotaibi

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