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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Great value service

4
Really great format on the website, easy to use and good service. Reviewed on: 7th October 2021
Sam Stott's avatar
Sam Stott

Amazing value for money

5
So easy to get quotes and update information to amend cover quickly. Cheap insurance and great customer service too. Reviewed on: 7th October 2021
Paula Goodwin 's avatar
Paula Goodwin

The Best

5
Friendly, informative and innovative. Great service run by cycling enthusiasts. Reviewed on: 7th October 2021
Jac's avatar
Jac

Laka is very reasonable in its charges and cares about their customers.

5
Laka is clear and honest in its charging and is also very reasonable compared to other cycle insurance. Also their collective approach to insurance is innovative and provides a real feeling of caring for their customers. Reviewed on: 7th October 2021
Nigel's avatar
Nigel

Great Insurance By Cyclists, For Cyclists

5
Can't ask for more. Good value, sensible policy, great service Reviewed on: 7th October 2021
Tom Howell's avatar
Tom Howell

Fantastic concept based on facts not risk

5
The Laka model means you pay based on what's claimed by the collective not what the potential risk might be Reviewed on: 7th October 2021
Ben Speare's avatar
Ben Speare

Top class and value for money

5
Customer service is second to none, very good value for money, no excess to pay on a claim is a huge win, and I like the flexibility of switching gear around or even just having it for a month or two. I won't go anywhere else now. Reviewed on: 7th October 2021
N Evans 's avatar
N Evans

Great value

5
Great value - such quick and effective product‘s Reviewed on: 7th October 2021
Matty Affron's avatar
Matty Affron

Second to none!

5
Excellent company with a great customer focus. Sorted my accidental damage claim within a couple of hours. Reviewed on: 7th October 2021
Craig's avatar
Craig

Its personal

5
It’s a collective approach. They’re invested. We’re all invested. Personal approach. Good monthly communication and interesting about where the claims has been spent - useful info and guidance Reviewed on: 7th October 2021
Liz Foggin's avatar
Liz Foggin

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