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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Great product

5
Wonderful product created by Laka Reviewed on: 9th September 2021
AD's avatar
AD

Insurance with good coverage and prices

5
The insurance for cycles is great and it's easy the get insurance you need. Reviewed on: 9th September 2021
Nanna Setamaa's avatar
Nanna Setamaa

Best bike insurance

5
Incentives are finally aligned : Laka wins when they cover me Reviewed on: 9th September 2021
art mes's avatar
art mes

Great customer service

5
Laka are always quick to respond, and the price you pay for insurance each month is always fair and explained well. Reviewed on: 9th September 2021
Francesca's avatar
Francesca

Easy App, competitive price

5
Really simple to set-up for a cargo bike. Thankfully haven't had to claim. Reviewed on: 9th September 2021
Thomas Fitchett's avatar
Thomas Fitchett

Great Company

5
Nothing but positive customer service experiences with Laka Reviewed on: 9th September 2021
Andy's avatar
Andy

A new way to look at insurance

5
Always so easy to deal with transparent and much more than just a bicycle insurer. They just get cyclists. Reviewed on: 9th September 2021
Elliott Green's avatar
Elliott Green

Easy, Fair and Refreshing experience

5
I just don't see Laka as an insurer but as a natural extension of owning a bike. It feels natural, the process is light and I like how the company treats the users. Reviewed on: 9th September 2021
Vitor Monteiro's avatar
Vitor Monteiro

best out there

5
I was looking for cycle insurance for my pinarello dogma which is an expensive bike to try and get insurance for,I stumbled across an advert for Laka so i had a look at their quote prices which are comptetive,but more so the buisness model intrigued me regarding the pricing.some months i pay more some months i pay less depending on claims that month with a capped price that i know i won't pay any more than.well done Tobias and the Laka team for offering people a different option from the normal cycle insurance route regarding excess and monthly payments. Reviewed on: 9th September 2021
richard karmann's avatar
richard karmann

Easy and stress-free

5
Easy and stress-free process to come on board, Laka later had no qualms about a claim I made. Customer service available quickly and helped me out. Reviewed on: 9th September 2021
kingsix's avatar
kingsix

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