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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Cost effective, informative, cooperative cover by the cycling community for the cycling community, what's not to like?

5
I find the model offered by Laka to be ideal, I know the maximum I will pay per month and if claims are low I get to reap the benefit, fair, transparent insurance, and it's not often you can say that! Reviewed on: 1st September 2021
Andy D's avatar
Andy D

Fastest response

5
Laka responded quicker than law enforcement and emergency services in my situation. Outstanding service. Reviewed on: 1st September 2021
Ivan Dimitrov's avatar
Ivan Dimitrov

Easy to use, great pricing!

5
Very easy to use and the best pricing. It also makes you feel as part of a community. Reviewed on: 1st September 2021
Marcus Vinicius Castro's avatar
Marcus Vinicius Castro

Best bike insurance going

5
Personal, fast and customer focussed service Reviewed on: 1st September 2021
rebecca wakeford's avatar
rebecca wakeford

Great insurance done differently

5
Great insurance, no excess, quick and easy to claim. great customer service team Reviewed on: 1st September 2021
Olivia dunne's avatar
Olivia dunne

10/10 bicycle insurance company

5
Proud Laka customer for over 2 years now. Made 1 claim and they were faultless. Amazing value for money and top customer service. Reviewed on: 1st September 2021
Joe's avatar
Joe

Cycling insurance by cyclists!

5
Experts in their field, very quick handling of claims. Reviewed on: 1st September 2021
Joost Klarenbeek's avatar
Joost Klarenbeek

Amazing service

5
Always very helpful whenever I had to deal with them Reviewed on: 1st September 2021
Eloise's avatar
Eloise

Join this collective

5
Great pricing, well explained statement every month. Haven't claimed on this yet and hopefully I never need to. However I have no doubts that should the situation arise, the service as is well reviewed will be second to none. Reviewed on: 1st September 2021
D Wilson 's avatar
D Wilson

An elderly, but happy newcomer!

4
My first and easily most expensive, (about the same price as my first new car circa 1972) experience with a CUBE electric touring bike. Purchased from Hayballs of Salisbury who recommended Laka as the most comprehensive and value for money insurance. So far they have been right! I'm glad I joined. Reviewed on: 1st September 2021
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Paddy Hartigan

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