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Laka: Cycle insurance reviews

4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Great customer service

5
No other insurance company even comes close! Reviewed on: 21st September 2021

Outstanding all around

5
In a time when you are a bit down due to crash and injury, having a team that supports you faff free has been one of the most reassuring and uplifiting things ever. Reviewed on: 21st September 2021

The best

5
The best cycle insurance on offer Reviewed on: 19th September 2021

Simple and good value

5
Great app, sign up process is easy and quick, good value product Reviewed on: 18th September 2021

Best bike insurance out there

5
I feel completely at ease with having my bikes insured with Laka for leisure riding, commuting and racing. Super easy to claim and they really know bikes! Reviewed on: 16th September 2021

Laka is fantastic

5
So easy to sign up. Great communication Reviewed on: 16th September 2021

Excellent value proposition and great execution

5
Everything is just easy with Laka. From signing up as a customer to dealing with claims/ issues. Really friendly team. Awesome insurer. Reviewed on: 15th September 2021

Brilliant bike insurance

5
Amazing value, really responsive team and a lovely brand. Luckily I’ve not needed to claim but friends have and it has been painless and quick. Reviewed on: 14th September 2021

Impeccable

5
Every single person I know who has had to make a claim has had it dealt with faster than expectations. Every time, without fail. It saves people so much stress and heartache! Reviewed on: 14th September 2021

Great

5
Great, really good product delivered by a great team. Reviewed on: 13th September 2021

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review