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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Just the best

5
As it says on the tin- Best experience I’ve had in insuring a bike. Simple, helpful and great common sense model. Reviewed on: 2nd September 2021
kjspeedster's avatar
kjspeedster

A pleasure to deal with

5
Hands down the best insurance company I’ve ever used, they understand cycling and deal with claims as quickly as humanly possible, keep up the great work! Reviewed on: 2nd September 2021
Lloyd Killmore's avatar
Lloyd Killmore

Innovative business model

4
Laka provides an innovative way to insure your bike. Incentivising the policy holder to take more responsibility on bike security with the opportunity to reduce the monthly premias for the entire collective. Reviewed on: 1st September 2021
Garry Swaine's avatar
Garry Swaine

revolutionary

5
A great idea of how to pay insurance. Wish more companies like this existed. Reviewed on: 1st September 2021
Matthew Shoults's avatar
Matthew Shoults

Great insurance good price

5
Always had a good experience, claims were dealt with quickly and easily. Reviewed on: 1st September 2021
Joshua Rory Bailey's avatar
Joshua Rory Bailey

Great insurance , excellent rates

5
Just love the way they do things Reviewed on: 1st September 2021
Mike Ramm's avatar
Mike Ramm

Always on point

5
Having had two claims that were both resolved smoothly I can say I have truly had the Laka service. Referral system is a winner too! Reviewed on: 1st September 2021
Nicolas Lee's avatar
Nicolas Lee

Excellent Choice for Us Delivery Folk

5
It’s difficult to find an insurance for cyclists that covers food delivery services. Whilst we’re given our own basic insurance we’re not covered for damages on the bike when an accident happens. I’d had a couple of RTA’s and had to pay for the damages to my bike because I was rejected by one of the drivers insurance company. It was an expensive bill that I could afford and it tied in with some other expenses that I had to make. That’s when I went looking and the only company I could find was LAKA. Since I’ve signed up with them I’ve pointed other food delivery riders, who’ve also been looking for additional insurance, in their direction. Reviewed on: 1st September 2021
rachael-wearing-85@hotmail.com's avatar
[email protected]

Amazing service

5
Amazing claims service 10/10 throughout whole process Reviewed on: 1st September 2021
Alex Paget's avatar
Alex Paget

Easy Collective Insurance

5
Laka gives insurance a friendly face and an easy manner. They're the friend who's willing to help at the drop of the hat and a pleasure to spend time with. Reviewed on: 1st September 2021
Sophie Finnigan's avatar
Sophie Finnigan

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