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Laka: Cycle Insurance reviews

4.95
Based on 2,353 reviews, last reviewed 15th Jul 2025
400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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2%
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0%
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Latest highest rating:

5

10/10 never let me down Laka is amazing! they come through every time for me - everyone is so kind and quick at responding - I love that its a collective because I submit cla... Read more Reviewed on: 15th July 2025
Cecily Page's avatar
Cecily Page

Latest lowest rating:

1

No feedback from company I wrote a letter to Laka several months ago and still it's not answered. Reviewed on: 12th October 2024
P V's avatar
P V

About this product

Want to read reviews of cycle insurance, provided by Laka and written by regular customers like yourself? See what our community says below, to help make up your mind on your next cycle insurance policy. Whether it's level of cover, amount of cover offered, of ease of making a claim, our community shares their Laka reviews to help you find the best insurer to fit your requirements!

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Laka Cycle Insurance reviews (2353)

Comprehensive and innovative insurance

5
Good flexible insurance that when the claims are low your premium lowers which is great! Not had to claim yet but have seen good reviews when people do need to. Reviewed on: 18th September 2020

Great insurance!

5
I love the fact that the fees are based on the collective claims and max fee is caped. Also, it works out so much cheaper to have all my bikes and accessories insured in one place. Reviewed on: 18th September 2020

Communal Insurance

5
My experience with Laka subverts my expectations — or previous experiences — with insurance companies. They are excellent at relieving the stresses that are usually associated with making a claim and get you back to the sport that you, and apparently they, love. Reviewed on: 18th September 2020

Great company. Great range

5
Offers cargos bike insurance at a reasonable price, no one else does! Reviewed on: 18th September 2020

Community Inspired Insurance

5
Transparent, Fair, Affordable The only insurer that perfectly shows the individual benefits of being part of and looking after the community. They are completely transparent, fair and affordable. I can confidently say I will never have to look for another bicycle insurer ever again. Reviewed on: 18th September 2020

Cheap, flexible cycle insurance.

4
The insurance pack is easy to setup and understand how has been paid to each month. I have had a friend who needed to make a claim and within 2 weeks he had need bike ready to roll. That is great timing with an insurer! My only (small) issue was with the public liability side of things where it took a long time for Laka to set it up. Reviewed on: 18th September 2020

Honest insurance

5
Haven’t had to claim yet but appreciate the community feel Laka creates! Reviewed on: 18th September 2020

Insurance for bikes by cyclists

5
Dealing with Laka is simple and less officious than anyone else I've used for bike insurance. I do get the feeling it's cyclists looking after cyclists! Reviewed on: 18th September 2020

The best cycle insurance in the whole World!!

5
The best insurance I have ever came across. Great prices and fantastic service. No contract so you can cancel anytime or simply pause it if you’re not using your bike for a period of time. 5 star service we were all waiting for is here available to all!! Reviewed on: 18th September 2020

a cooperative model

5
a fine firm with a transparent cooperative business model Reviewed on: 18th September 2020

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