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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Great model

5
Fantastic service at better monthly rates. Love Lanka. Reviewed on: 5th September 2021
timwright660@yahoo.co.uk's avatar
[email protected]

Great business

5
Great concept, well branded, good comms. Not needed to claim but apparently the speed and level of service is the best in the market. Have and will continue to recommend Reviewed on: 4th September 2021
Andy's avatar
Andy

Excellent out-the-box insurance

5
Signed up after reading 100s of online forums. Easily the easiest experience with insurance I've had. Reviewed on: 4th September 2021
Neil Marr's avatar
Neil Marr

Amazing cover, amazing service and amazing people!

5
You don't need insurance until you need it. But then you really need it and you expect to be able to rely on it. With most insurers it just when you need them that they let you down. Not Laka. I've insured my bike with Laka for years and when I had a broken carbon frame recently, they came to my assistance with the clear intention of helping me get back on the bike as quickly as possible. The service was great. Their approach is so well coordinated. The claim was handled with sensitivity by people who know what they are doing and the payout was prompt. I just can't recommend Laka enough. They are truly brilliant. I wish all insurance was like Laka. Reviewed on: 3rd September 2021
Julian Saunders's avatar
Julian Saunders

Unbeatable Bike Insurance

5
There is nothing quite like Laka, it just works so well and puts you in control of your insurance - what is insured, for how much and you can adjust cover as you like from month to month (and even ‘switch off’ cover from month to month if you wish). Claims are despite its swiftly and efficiently. They are brilliant. Reviewed on: 3rd September 2021
Happytabs's avatar
Happytabs

Laka

5
Excellent company with great product and excellent service Reviewed on: 3rd September 2021
Phil Macaulay's avatar
Phil Macaulay

The best insurer

5
Great concept, friendly staff and love the image Reviewed on: 2nd September 2021
Alice Bayley's avatar
Alice Bayley

Great bike insurance

5
Used LAKA for 6 months and happy with the cover they offer for all my bikes. Reviewed on: 2nd September 2021
Fiona Farrell's avatar
Fiona Farrell

Collective model insurance

5
I like the collective model for insurance. LAKA offers very cheap third party liability insurance plus a host of club benefits. LAKA also offers health, recovery, theft & damage insurance. I get a monthly statement & newsletter! Thoroughly recommended. Reviewed on: 2nd September 2021
Austin McCarthy's avatar
Austin McCarthy

Innovative approach to old practice

5
I love the flexibility in Laka’s model making insurance fair for the first time. Reviewed on: 2nd September 2021
Stephen Evans's avatar
Stephen Evans

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