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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Easy to use and understand.

5
Helpful team with easy to use and helpful to understand policy and costs. Reviewed on: 30th September 2021
Paul Gallagher's avatar
Paul Gallagher

Innovative and fairly priced cycle insurance.

5
I was recommended Laka for cycle insurance from a bike shop owner. I am really happy with the service and the very reasonable monthly fee. I have peace of mind knowing my bike is insured with Laka whom I trust. I am also impressed by their innovative approach in providing a fair and good service to their customers and it's reassuring to receive informative monthly emails. Reviewed on: 30th September 2021
Lisa Krett's avatar
Lisa Krett

good option

5
The good thing about laka is it avoids the excess on your home insurance and that premium going up as a result of a claim. Hopefully wont make a claim anyway but good to know,,, Reviewed on: 28th September 2021
Andrew Williams's avatar
Andrew Williams

Insurance that actually has your back

5
Amazing customer support, quick payment and arrangement of my bicycle being repaired Reviewed on: 26th September 2021
Frances Bromley's avatar
Frances Bromley

This is how Insurance should be !!

5
Quick,simple, and on hand to answer any query, totally reassuring Reviewed on: 26th September 2021
Steelonions's avatar
Steelonions

Best ever!!

5
Nice UX/UI, truly innovative provider Reviewed on: 24th September 2021
Mateus Gomes's avatar
Mateus Gomes

Best bike insurance company

5
Competitive pricing, collective thinking and customer focused insurance company. Reviewed on: 23rd September 2021
Mitbrille's avatar
Mitbrille

Clear and easy

5
Having used Laka for the last few years to cover the gap in cover the BC helpfully leave to all of those keen to race, I have found each renewal or policy change easy to make. Yet to need to make a claim but puts my mind at rest knowing this process should be just as easy when if the worst was to happen. Reviewed on: 23rd September 2021
Peter Cocker's avatar
Peter Cocker

Great community

5
A great company with an interesting approach to insurance which is also creating a great community "powered by laka" Reviewed on: 21st September 2021
Toby's avatar
Toby

Different is better

5
Honest folk who speak the language and understand their customers! Never had to claim, but only ever hear good things. Reviewed on: 21st September 2021
Ben A's avatar
Ben A

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