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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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3%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Great insurance from all to all

5
Great insurance from all to all, makes so much sense and wish they extend their offering not just for bikes. Reviewed on: 9th September 2021
Edward Tatschke's avatar
Edward Tatschke

Fantastic idea

5
Great being part of a collective system, and premiums are very reasonable Reviewed on: 9th September 2021
Adrian Watson's avatar
Adrian Watson

Great service

5
Fantastic option for bike insurance. Reviewed on: 9th September 2021
Nina Welch's avatar
Nina Welch

Amazing!

5
Incredible team, product which challenges the existing status quo. I highly recommend Laka Reviewed on: 9th September 2021
alessandro.nuti.mail@gmail.com's avatar
[email protected]

Great service, great price

5
I've been a customer for some time now, and I'm always amazed by how helpful the staff are and how affordable the cover is. Seeing a breakdown of how much it cost each month is brilliant - I'd be happy to pay the capped price, but it's almost always cheaper. It's a great way of insuring your bike. Reviewed on: 9th September 2021
Phill Tromans's avatar
Phill Tromans

EXCELLENT

5
CHANING INSURANCE TO A MORE ACCEPTABLE PRODUCT Reviewed on: 9th September 2021
Christopher Mark Meeten's avatar
Christopher Mark Meeten

Fantastic Customer Service at a Great Price

5
I've not personally made a claim on Laka however I have friends who have and they've said it the easiest thing they've ever done. Reviewed on: 9th September 2021
Harry Daniels's avatar
Harry Daniels

Simple, Flexible, Cheap

5
I simply wouldn't have bothered with bike insurance without Laka. Reviewed on: 9th September 2021
Andrew Wilmot's avatar
Andrew Wilmot

Brilliant!

5
Very helpful people when bad things happen! Reviewed on: 7th September 2021
Amanda's avatar
Amanda

Spot On!

4
Great service, great price, easy to use and just waht i need for multiple bikes! Reviewed on: 6th September 2021
Dan 'Smithy' Knowlton's avatar
Dan 'Smithy' Knowlton

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