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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Great insurance model

5
The insurance model is fantastic and never feel like I am being overcharged. Great service and won’t stop recommending it Reviewed on: 9th September 2021
Ollie Booth's avatar
Ollie Booth

Simple, transparent and fast

5
So far so good. When I have to contact customer services I am attended very quickly. They are clear about what they are charging and I have heard that they are quick to deal with claims. What is not to like. If you want bike insurance this is it. Reviewed on: 9th September 2021
S's avatar
S

Excellent

5
Excellent service replacing my stolen bike Reviewed on: 9th September 2021
Joshua Pocock's avatar
Joshua Pocock

Incredible team and great coverage

5
Dream to sign up and so easy to use. Reviewed on: 9th September 2021
Michael 's avatar
Michael

Fantastic

5
after my accident, everything was sorted and money in my account within 3 days. whole process was really smooth Reviewed on: 9th September 2021
David Watson's avatar
David Watson

Insurance but not as you know it

5
This has to be the future of Insurance, and with customer service second to none! Reviewed on: 9th September 2021
Alan Cameron's avatar
Alan Cameron

Are you ready?

5
It is a unique experience for you Reviewed on: 9th September 2021
Amador Gonzalez's avatar
Amador Gonzalez

The best cycle insurance

5
The best cycle insurance by far in the UK Reviewed on: 9th September 2021
Sewega's avatar
Sewega

Insurers who insure!

5
Brilliant insurance company. Claims dealt with speedily. Reviewed on: 9th September 2021
Chris Stuart-Leach's avatar
Chris Stuart-Leach

Quick honest reluable

5
A new way of doing things forward thinking customer focused honest Reviewed on: 9th September 2021
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