Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2748)

Easy to manage, flexible and competitively priced

5
I haven't yet had any reason to claim, however, the account management tools, referral bonuses and variable premiums are all great features. I have recommended numerous times. Reviewed on: 1st October 2021
Ian Pankhurst's avatar
Ian Pankhurst

Love the ethos of this company

5
Using Laka, I feel like we're all in it together as a community rather than my money going to a faceless corporation that will likely not live up to my expectations or even their commitments. Reviewed on: 1st October 2021
Sam's avatar
Sam

great cycle insurance

4
great friendly service and product Reviewed on: 1st October 2021
Mathew Rann's avatar
Mathew Rann

Well satisfied

5
My son’s claim was processed promptly with no glitches at all. Bravo Laka Reviewed on: 1st October 2021
Simon 's avatar
Simon

refreshing, positive way to insure your bike!

5
good to have an insurance that does NOT have profit as its main focus, but its members. Reviewed on: 1st October 2021
Adrian's avatar
Adrian

Affordable and Clear Insurance

5
Although I haven't had a claim with Laka, they were very helpful when I signed up - helping me select the right options for me and they are very clear with the monthly payments. It is also very affordable and grest value for money! Reviewed on: 1st October 2021
Hannah Marie Mathieson's avatar
Hannah Marie Mathieson

The best

5
All insurers should look at this model I think it’s brilliant would highly recommend Reviewed on: 1st October 2021
Rayhorler@gmail.com's avatar
[email protected]

Fantastic customer service by cyclists for cyclists

5
They really understand the needs of cyclists from insuring all equipment through to getting us back on the road as quickly as possible after an accident. Reviewed on: 1st October 2021
Lorraine South London Ferments's avatar
Lorraine South London Ferments

Insurance with a sense of community.

5
Great service and insight with a strong sense of community. Always happy to receive my monthly update, and to recommend to fellow cyclist. Reviewed on: 1st October 2021
Corinna's avatar
Corinna

Seamless claims

5
The service from Laka is better than I’d even receive at a five star hotel. My wheel was damaged during travel and Laka were swift to get me back on the road. They’ve built a great community too. Reviewed on: 1st October 2021
Charlotte Bruce's avatar
Charlotte Bruce

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill