Smart Money People Logo
Go to business site
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2684)

Easy App, competitive price

5
Really simple to set-up for a cargo bike. Thankfully haven't had to claim. Reviewed on: 9th September 2021
Thomas Fitchett's avatar
Thomas Fitchett

Great Company

5
Nothing but positive customer service experiences with Laka Reviewed on: 9th September 2021
Andy's avatar
Andy

A new way to look at insurance

5
Always so easy to deal with transparent and much more than just a bicycle insurer. They just get cyclists. Reviewed on: 9th September 2021
Elliott Green's avatar
Elliott Green

Easy, Fair and Refreshing experience

5
I just don't see Laka as an insurer but as a natural extension of owning a bike. It feels natural, the process is light and I like how the company treats the users. Reviewed on: 9th September 2021
Vitor Monteiro's avatar
Vitor Monteiro

best out there

5
I was looking for cycle insurance for my pinarello dogma which is an expensive bike to try and get insurance for,I stumbled across an advert for Laka so i had a look at their quote prices which are comptetive,but more so the buisness model intrigued me regarding the pricing.some months i pay more some months i pay less depending on claims that month with a capped price that i know i won't pay any more than.well done Tobias and the Laka team for offering people a different option from the normal cycle insurance route regarding excess and monthly payments. Reviewed on: 9th September 2021
richard karmann's avatar
richard karmann

Easy and stress-free

5
Easy and stress-free process to come on board, Laka later had no qualms about a claim I made. Customer service available quickly and helped me out. Reviewed on: 9th September 2021
kingsix's avatar
kingsix

Easy and safe

5
I like how easy Laka insurance was to set up. I feel like if I needed to claim it would be just as early Reviewed on: 9th September 2021
Nick Cox's avatar
Nick Cox

excellent

5
simple, straightforward and game-changing! Reviewed on: 9th September 2021
Hungrig's avatar
Hungrig

Easy and reliable insurance

5
So far so good, easy to contact them by chat, quick answers, thank you! Reviewed on: 9th September 2021
SP's avatar
SP

Great value, great service

5
ive been with laka for over a year now and made one claim during that time. the process was quick easy and fair and im very glad I chose them to insure my bike Reviewed on: 9th September 2021
andy's avatar
andy

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill