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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
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Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
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Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Innovative insurance

5
Cycle insurance has always been too expensive and clumsy. Laka solves both problems. Reviewed on: 10th September 2021
michael's avatar
michael

Community driven brilliance

5
Get cheap insurance cover AND feel part of a movement. LAKA is AMAZING!!! Reviewed on: 10th September 2021
Oliver Cavanagh's avatar
Oliver Cavanagh

Amazing bike-insurance app

5
I highly recommend the app as the only way I sleep like a baby at night knowing everything will be fine with me and my bike when Laka has my back! Reviewed on: 10th September 2021
Todor Velev's avatar
Todor Velev

Easy and great service

5
Signing up is clear and easy and on the one occasion I've had to claim, service was excellent. Reviewed on: 9th September 2021
Pete Niland's avatar
Pete Niland

Superb service

5
Fast, reliable and fair, with a great community model and adjustable pricing. Reviewed on: 9th September 2021
Graeme Francis's avatar
Graeme Francis

So easy to use and tailor to your needs

5
As someone who has an eclectic collection of bikes that ebbs and flows over the years it's great to find an insurer that easily allows me to add and remove bikes and accessories almost instantly without any long emails or phone calls etc. just log in add your description, the cost and a picture and voila. This is brilliant and such a time saver. Reviewed on: 9th September 2021
BigBadAd's avatar
BigBadAd

Great product

5
Wonderful product created by Laka Reviewed on: 9th September 2021
AD's avatar
AD

Insurance with good coverage and prices

5
The insurance for cycles is great and it's easy the get insurance you need. Reviewed on: 9th September 2021
Nanna Setamaa's avatar
Nanna Setamaa

Best bike insurance

5
Incentives are finally aligned : Laka wins when they cover me Reviewed on: 9th September 2021
art mes's avatar
art mes

Great customer service

5
Laka are always quick to respond, and the price you pay for insurance each month is always fair and explained well. Reviewed on: 9th September 2021
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Francesca

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