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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Amazing service

5
Laka got us back on our family bike after a complicated situation, one week later we were on a new cargo bike. Reviewed on: 7th October 2021
patrick vale's avatar
patrick vale

Excellent honest service

5
Really straightforward to make a claim and really like the month on month premium breakdown. It clearly reduced during Covid lockdowns in line with less cycling. Reviewed on: 7th October 2021
Alex's avatar
Alex

Very good service

5
Efficient, effective and responsive Reviewed on: 7th October 2021
Jordan's avatar
Jordan

Really simple cover

5
Good communication. Flexible cover. Monthly premiums Reviewed on: 7th October 2021
Tom symes's avatar
Tom symes

Amazing service

5
A way forward for all insurance companies. Reviewed on: 7th October 2021
piginthebunker@yahoo.co.uk's avatar
[email protected]

Quality Service

5
Would highly recommend Laka and have done to friends and family already. Value for money and sort out any issues you have promptly so you can get back on the bike. Reviewed on: 7th October 2021
Paul's avatar
Paul

Total confidence and transparency

5
I haven’t need to use them yet but I’ve heard nothing hit great things from other cyclists. Reviewed on: 7th October 2021
Christopher Farrell's avatar
Christopher Farrell

Phone service great. Always answer quickly

5
Broke bike in fall. Got quick answer and repaired in full by my local bike shop Reviewed on: 7th October 2021
M barber's avatar
M barber

Best insurance out there.

5
You can tell Laka is run by people who love bikes and that understand cyclists. Reviewed on: 7th October 2021
Bmcgpob's avatar
Bmcgpob

Turns insurance on its head

5
Customer centric, not looking to exploit just serve to the highest standard at a fair price - simply excellent! Reviewed on: 7th October 2021
Andrew Bradshaw's avatar
Andrew Bradshaw

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