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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Best bike insurance out there

5
I feel completely at ease with having my bikes insured with Laka for leisure riding, commuting and racing. Super easy to claim and they really know bikes! Reviewed on: 16th September 2021
Lina B.'s avatar
Lina B.

Laka is fantastic

5
So easy to sign up. Great communication Reviewed on: 16th September 2021
Sloane Hamilton's avatar
Sloane Hamilton

Excellent value proposition and great execution

5
Everything is just easy with Laka. From signing up as a customer to dealing with claims/ issues. Really friendly team. Awesome insurer. Reviewed on: 15th September 2021
Lidia Bozhevolnaya's avatar
Lidia Bozhevolnaya

Brilliant bike insurance

5
Amazing value, really responsive team and a lovely brand. Luckily I’ve not needed to claim but friends have and it has been painless and quick. Reviewed on: 14th September 2021
Jo Smith's avatar
Jo Smith

Impeccable

5
Every single person I know who has had to make a claim has had it dealt with faster than expectations. Every time, without fail. It saves people so much stress and heartache! Reviewed on: 14th September 2021
Scoot's avatar
Scoot

Great

5
Great, really good product delivered by a great team. Reviewed on: 13th September 2021
Andrew Symes's avatar
Andrew Symes

Insurance I'm happy to pay for

5
Feels like a fair price that I won't have to fight tooth and nail for a legitimate claim Reviewed on: 12th September 2021
Sam's avatar
Sam

Simple, clear and seamless when things go wrong

5
Awesome product and company that delivers on their promise and service. Reviewed on: 12th September 2021
Miguel Martinez's avatar
Miguel Martinez

Top stuff

5
So happy with their easy - and pretty cool - service. Reviewed on: 11th September 2021
Nigel's avatar
Nigel

Great provider no hassle

5
Quick and easy claim, no stress. Got my replacement bike within weeks Reviewed on: 11th September 2021
Stephen Maxwell's avatar
Stephen Maxwell

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