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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

This is how Insurance should be !!

5
Quick,simple, and on hand to answer any query, totally reassuring Reviewed on: 26th September 2021
Steelonions's avatar
Steelonions

Best ever!!

5
Nice UX/UI, truly innovative provider Reviewed on: 24th September 2021
Mateus Gomes's avatar
Mateus Gomes

Best bike insurance company

5
Competitive pricing, collective thinking and customer focused insurance company. Reviewed on: 23rd September 2021
Mitbrille's avatar
Mitbrille

Clear and easy

5
Having used Laka for the last few years to cover the gap in cover the BC helpfully leave to all of those keen to race, I have found each renewal or policy change easy to make. Yet to need to make a claim but puts my mind at rest knowing this process should be just as easy when if the worst was to happen. Reviewed on: 23rd September 2021
Peter Cocker's avatar
Peter Cocker

Great community

5
A great company with an interesting approach to insurance which is also creating a great community "powered by laka" Reviewed on: 21st September 2021
Toby's avatar
Toby

Different is better

5
Honest folk who speak the language and understand their customers! Never had to claim, but only ever hear good things. Reviewed on: 21st September 2021
Ben A's avatar
Ben A

Great customer service

5
No other insurance company even comes close! Reviewed on: 21st September 2021
Mrs Baker's avatar
Mrs Baker

Outstanding all around

5
In a time when you are a bit down due to crash and injury, having a team that supports you faff free has been one of the most reassuring and uplifiting things ever. Reviewed on: 21st September 2021
Gioele Nunziatini's avatar
Gioele Nunziatini

The best

5
The best cycle insurance on offer Reviewed on: 19th September 2021
Rebecca 's avatar
Rebecca

Simple and good value

5
Great app, sign up process is easy and quick, good value product Reviewed on: 18th September 2021
Chris L's avatar
Chris L

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