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Laka: Cycle insurance reviews

4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Great concept well executed

5
I think Laka has been a great force for good since it was founded. Reviewed on: 7th October 2021

Best bike insurance

5
Always friendly, helpful and informative. Best bike insurance on the market. Reviewed on: 7th October 2021

World class insurance

5
It doesn’t do Laka justice to call it an insurance business. They are everything but a traditional insurance: true alignment of interests, transparent pricing, light speed customer service. A partner for life you can count on. Reviewed on: 7th October 2021

Super simple insurance

5
Sometimes getting insurance is a nightmare, but Laka make it easy, and having peace of mind that my bikes are insured is great Reviewed on: 7th October 2021

Great insurance

5
Laka is a great insurance for bicycles. They keep you updated every month and knowing my bikes are insured with laka gives me peace of mind. Would definitely recommend Reviewed on: 7th October 2021

Best on the market

5
Without Laka bike insurance would not step out from my house. Making a claim is simple and straightforward. You are connected to a claim team immediately and your claim resolved fastly. Reviewed on: 7th October 2021

Extremely helpful

5
Super professional and helpful throughout the claim I made. Reviewed on: 7th October 2021

Great service

5
Very professional. Knowledgeable. Reviewed on: 7th October 2021

Wonderful service great staff very helpful

5
The service is excellent top class streets ahead of my previous insurers Reviewed on: 7th October 2021

Laka is excellent

5
Laka is great. Their model makes it clear what you're paying for and it is unquestionably the most straightforward claims process I've ever dealt with. Reviewed on: 7th October 2021

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review