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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Piece of mind for a cyclist

5
Very easy to go through setting up the insurance for my bikes. Not yet made a claim but confident that things will go smoothly. Reviewed on: 1st October 2021
Sanjay Basu's avatar
Sanjay Basu

Quick Friendly

5
My first ever claim was dealt with so fast and in such a positive and friendly way, I'm amazed. Laka keeps you pedalling! Reviewed on: 1st October 2021
Sean Breslin's avatar
Sean Breslin

Community Insurance is good news

5
Really enjoyed the refreshing way Laka approach insurance. I haven't yet had a need to claim but from their monthly email feel they will deal with it fairly and quickly. Also nice to feel part of a community rather than just paying a faceless business. Reviewed on: 1st October 2021
Stewart Kerr's avatar
Stewart Kerr

Only 10 stars, if there were 50 Laka would e top!

5
The service is amazing, the product so clear to understand Laka is simply the best! Reviewed on: 1st October 2021
Stuart Mcdonald's avatar
Stuart Mcdonald

By Cyclists, For Cyclists

5
Simple, fair, good value, and it’s obvious they understand what being a cyclist means. Reviewed on: 1st October 2021
Matt Spink's avatar
Matt Spink

Excellent service at affordable prices for normal delivery guys like me

5
Best insurance ever gonna find finally this company understand the risk of delivery guys give confidence on road with bike protection Thank you very much laka I'll recommend this to every courier I see ☺️ Reviewed on: 1st October 2021
peddireddy akhilreddy's avatar
peddireddy akhilreddy

Easy to use and understand.

5
Helpful team with easy to use and helpful to understand policy and costs. Reviewed on: 30th September 2021
Paul Gallagher's avatar
Paul Gallagher

Innovative and fairly priced cycle insurance.

5
I was recommended Laka for cycle insurance from a bike shop owner. I am really happy with the service and the very reasonable monthly fee. I have peace of mind knowing my bike is insured with Laka whom I trust. I am also impressed by their innovative approach in providing a fair and good service to their customers and it's reassuring to receive informative monthly emails. Reviewed on: 30th September 2021
Lisa Krett's avatar
Lisa Krett

good option

5
The good thing about laka is it avoids the excess on your home insurance and that premium going up as a result of a claim. Hopefully wont make a claim anyway but good to know,,, Reviewed on: 28th September 2021
Andrew Williams's avatar
Andrew Williams

Insurance that actually has your back

5
Amazing customer support, quick payment and arrangement of my bicycle being repaired Reviewed on: 26th September 2021
Frances Bromley's avatar
Frances Bromley

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