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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

Fantastic Laka

5
Great insurance company that is on the side of the consumer for once. Reviewed on: 7th October 2021
Jonathan Pfitzner's avatar
Jonathan Pfitzner

The way insurance should be

5
You know what you’re paying and you know you will never pay over that. The bonus being you might pay less because claims are less so you’re getting something back. Reviewed on: 7th October 2021
Darren Hutchins's avatar
Darren Hutchins

Excellent company

5
The best insurance company for bikes Reviewed on: 7th October 2021
Shaiba Ilyas's avatar
Shaiba Ilyas

Awesome company

5
Laka are a perfect company for bike insurance and all accessories. It can be very expensive to purchase all the bits needed and they cover the lot. Couldn't recommend these anymore Reviewed on: 7th October 2021
Wibble's avatar
Wibble

Amazing service and transparent model

5
Have been a customer for 18 months and when I came off my bike (£1k of damage) the service was amazing. Super quick to release the funds and get my bike back on the road! Reviewed on: 7th October 2021
Chris Irvine's avatar
Chris Irvine

Smart insurance for smart people

5
Good customer experience with detailed explanation each month Reviewed on: 7th October 2021
peter.blackshaw's avatar
peter.blackshaw

Helpful and approachable

5
very helpful and proactive throughout the claim period. Made it easy. Reviewed on: 7th October 2021
claire kelly's avatar
claire kelly

The future of insurance

5
I unfortunately discovered my bike frame had been damaged, but FORTUNATELY I had Laka. Within days I had been paid out for my claim, such exceptionally friendly and accommodating staff who did everything to help. Chuffed to be a member of this pioneering insurance company! Reviewed on: 7th October 2021
Kirk James-Williams's avatar
Kirk James-Williams

Actually good insurance

5
I honestly never thought I would ever talk enthusiastically and positively about any kind of insurance to anyone, but since joining Laka I have done exactly that. Reviewed on: 7th October 2021
Fran's avatar
Fran

Innovative, good service, great value for money

5
Innovative, good service, great value for money Reviewed on: 7th October 2021
Ben Pickering's avatar
Ben Pickering

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