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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Easy and safe

5
I like how easy Laka insurance was to set up. I feel like if I needed to claim it would be just as early Reviewed on: 9th September 2021
Nick Cox's avatar
Nick Cox

excellent

5
simple, straightforward and game-changing! Reviewed on: 9th September 2021
Hungrig's avatar
Hungrig

Easy and reliable insurance

5
So far so good, easy to contact them by chat, quick answers, thank you! Reviewed on: 9th September 2021
SP's avatar
SP

Great value, great service

5
ive been with laka for over a year now and made one claim during that time. the process was quick easy and fair and im very glad I chose them to insure my bike Reviewed on: 9th September 2021
andy's avatar
andy

Great insurance model

5
The insurance model is fantastic and never feel like I am being overcharged. Great service and won’t stop recommending it Reviewed on: 9th September 2021
Ollie Booth's avatar
Ollie Booth

Simple, transparent and fast

5
So far so good. When I have to contact customer services I am attended very quickly. They are clear about what they are charging and I have heard that they are quick to deal with claims. What is not to like. If you want bike insurance this is it. Reviewed on: 9th September 2021
S's avatar
S

Excellent

5
Excellent service replacing my stolen bike Reviewed on: 9th September 2021
Joshua Pocock's avatar
Joshua Pocock

Incredible team and great coverage

5
Dream to sign up and so easy to use. Reviewed on: 9th September 2021
Michael 's avatar
Michael

Fantastic

5
after my accident, everything was sorted and money in my account within 3 days. whole process was really smooth Reviewed on: 9th September 2021
David Watson's avatar
David Watson

Insurance but not as you know it

5
This has to be the future of Insurance, and with customer service second to none! Reviewed on: 9th September 2021
Alan Cameron's avatar
Alan Cameron

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