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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

A great system and very fair

5
Always friendly and easy to deal with service Reviewed on: 1st September 2021
GB's avatar
GB

Amazing simple cover

5
Lama make bike insurance simple, and they don’t judge you when you have an accident. Reviewed on: 1st September 2021
Simon Hughes's avatar
Simon Hughes

Great lads great cover

5
Helpful, friendly, down to earth cover that is true to what your bike is valued at to replace Reviewed on: 1st September 2021
K's avatar
K

Simple to get started

5
Brilliant customer experience, easy to get started, and great cover with no hidden clauses Reviewed on: 1st September 2021
Samb's avatar
Samb

Excellent customer service

5
Great if you need peace of mind when out and about on your bike. Reviewed on: 1st September 2021
Aman Singh's avatar
Aman Singh

Top Insurance

5
Great people. Great Comms. Great value. Great response times. And all with a sense of humour. Wish other insurance areas were as wonderful to work with as Laka. Reviewed on: 1st September 2021
Heather K's avatar
Heather K

Insurance run by cyclists for cyclists

5
So great to be able to insure my bike for how much it would cost to buy a new one, and my kit! Reviewed on: 1st September 2021
Sp's avatar
Sp

Laka is the only insurance company I've ever felt excited to use.

5
Laka support is great and the business model feels really fair. Reviewed on: 1st September 2021
Alexander Adams's avatar
Alexander Adams

Simple and easy insurance

5
Setting up insurance with Laka was really easy and they were really transparent about what was covered and what was expected on me. Nothing hidden like with other insurers. Reviewed on: 1st September 2021
David Stelfox's avatar
David Stelfox

Hassle free claim

5
I made several claims with Laka and every time it was seamless and easy. Reviewed on: 1st September 2021
Lynn Luong's avatar
Lynn Luong

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