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Laka: Cycle insurance reviews

4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2748)

Are you ready?

5
It is a unique experience for you Reviewed on: 9th September 2021

The best cycle insurance

5
The best cycle insurance by far in the UK Reviewed on: 9th September 2021

Insurers who insure!

5
Brilliant insurance company. Claims dealt with speedily. Reviewed on: 9th September 2021

Quick honest reluable

5
A new way of doing things forward thinking customer focused honest Reviewed on: 9th September 2021

Great insurance from all to all

5
Great insurance from all to all, makes so much sense and wish they extend their offering not just for bikes. Reviewed on: 9th September 2021

Fantastic idea

5
Great being part of a collective system, and premiums are very reasonable Reviewed on: 9th September 2021

Great service

5
Fantastic option for bike insurance. Reviewed on: 9th September 2021

Amazing!

5
Incredible team, product which challenges the existing status quo. I highly recommend Laka Reviewed on: 9th September 2021

Great service, great price

5
I've been a customer for some time now, and I'm always amazed by how helpful the staff are and how affordable the cover is. Seeing a breakdown of how much it cost each month is brilliant - I'd be happy to pay the capped price, but it's almost always cheaper. It's a great way of insuring your bike. Reviewed on: 9th September 2021

EXCELLENT

5
CHANING INSURANCE TO A MORE ACCEPTABLE PRODUCT Reviewed on: 9th September 2021

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience. Write a review