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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Fair, honest and easy to deal with

5
Great service, fair pricing, good ethics Reviewed on: 1st September 2021
Jtd594's avatar
Jtd594

Best of all

5
Laka supply the insurance cover in a simple, effective and friendly way. Reviewed on: 1st September 2021
Jan Prothero's avatar
Jan Prothero

Fantastic service

5
I love how transparent they are. Simple to use, just a great service. Reviewed on: 1st September 2021
Isabelle's avatar
Isabelle

Cooperative

5
I like that I can replace a bike that could be 3 years old for a new bike in the case of a crash or theft. Reviewed on: 1st September 2021
Christian Clark's avatar
Christian Clark

Easy and so simple

5
The most straightforward insurance with all bases covered. So easy to set up and great value for money especially with the reveal scheme. Reviewed on: 1st September 2021
Lydia's avatar
Lydia

Excellent!

5
Great business model and fantastic customer service. Reviewed on: 1st September 2021
David Poulton's avatar
David Poulton

Great insurance model, Amazing service

5
I've had 1 issue which required me to contact Laka - they were responsive, understanding and most importantly quick to resolve the problem. Reviewed on: 1st September 2021
Phil W's avatar
Phil W

Simple collective

5
My wife and I have our bikes insured by Laka. Their simple policy, no hidden nonsense and straight forward business model means the insurance costs are kept low. Great value and great to be part of the community. Reviewed on: 1st September 2021
Ken Matthews's avatar
Ken Matthews

A great company!

5
Laka help me keep my worries at bay and give me the confidence I need. It's great to see where the money goes every month and the price is so competitive! Thankyou Laka. Reviewed on: 1st September 2021
Lauren's avatar
Lauren

Simply the best.

5
Simplified down to earth service and excellent value for money. Reviewed on: 1st September 2021
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