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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

The best insurer

5
Great concept, friendly staff and love the image Reviewed on: 2nd September 2021
Alice Bayley's avatar
Alice Bayley

Great bike insurance

5
Used LAKA for 6 months and happy with the cover they offer for all my bikes. Reviewed on: 2nd September 2021
Fiona Farrell's avatar
Fiona Farrell

Collective model insurance

5
I like the collective model for insurance. LAKA offers very cheap third party liability insurance plus a host of club benefits. LAKA also offers health, recovery, theft & damage insurance. I get a monthly statement & newsletter! Thoroughly recommended. Reviewed on: 2nd September 2021
Austin McCarthy's avatar
Austin McCarthy

Innovative approach to old practice

5
I love the flexibility in Laka’s model making insurance fair for the first time. Reviewed on: 2nd September 2021
Stephen Evans's avatar
Stephen Evans

Just the best

5
As it says on the tin- Best experience I’ve had in insuring a bike. Simple, helpful and great common sense model. Reviewed on: 2nd September 2021
kjspeedster's avatar
kjspeedster

A pleasure to deal with

5
Hands down the best insurance company I’ve ever used, they understand cycling and deal with claims as quickly as humanly possible, keep up the great work! Reviewed on: 2nd September 2021
Lloyd Killmore's avatar
Lloyd Killmore

Innovative business model

4
Laka provides an innovative way to insure your bike. Incentivising the policy holder to take more responsibility on bike security with the opportunity to reduce the monthly premias for the entire collective. Reviewed on: 1st September 2021
Garry Swaine's avatar
Garry Swaine

revolutionary

5
A great idea of how to pay insurance. Wish more companies like this existed. Reviewed on: 1st September 2021
Matthew Shoults's avatar
Matthew Shoults

Great insurance good price

5
Always had a good experience, claims were dealt with quickly and easily. Reviewed on: 1st September 2021
Joshua Rory Bailey's avatar
Joshua Rory Bailey

Great insurance , excellent rates

5
Just love the way they do things Reviewed on: 1st September 2021
Mike Ramm's avatar
Mike Ramm

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