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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,684 reviews, last reviewed 9th Feb 2026
97% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

good clear helpful. good clear helpful. bike people who get it Reviewed on: 9th February 2026
Alabaster's avatar
Alabaster

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2684)

Good value

5
Easy to join, no fuss, great value and informative. Reviewed on: 1st September 2019
Peggy Cawte's avatar
Peggy Cawte

Fair and transparent pricing, run by humans...

5
Lanka is really great with the way they communicate with their members, really friendly and ultra transparent with their pricing.. this forms a strong level of trust, which is rare with any insurance provider.. Reviewed on: 1st September 2019
Tim Burgess's avatar
Tim Burgess

Best bike Insurance provider; period.

5
Great, slick, friendly and professional service- and very competitively priced Reviewed on: 1st September 2019
John A Hardy's avatar
John A Hardy

A business model that means Laka is on your side

5
Laka's business model is fantastic, keeping costs down while putting the insurer on your side when there's a claim. Cooperative rather than confrontational. Brilliant! Reviewed on: 1st September 2019
Jonas Rooze's avatar
Jonas Rooze

Insurance made simple

5
Simple and affordable, Laka is a cycle insurance that offer you the same level of protection than the big guys, without the price tag. The price is reviewed monthly based on the claims paid. The monthly cap (maximum price) is still slightly cheaper than the others. Basically, you are sure that you won't ever pay more. You can make changes to your policy easier, on their web based app. Insurance made easy. Reviewed on: 1st September 2019
Samuel's avatar
Samuel

Easy to set up, great value and transparent.

5
After having a rediculous renewal quote from my previous insurer I was pointed in the direction of Lala. Great business model. Love the transparency, service, ease of use of setting up and at this point appears to be great value. I can alter the value and amount of of insured products which is a great option when new products are purchased. Reviewed on: 1st September 2019
Matthew Jameson's avatar
Matthew Jameson

Great Value Transparent Insurance

5
Excellent insurance package for my bike, provides cover which suits my needs, is excellent value and completely transparent Reviewed on: 1st September 2019
GS Finlayson's avatar
GS Finlayson

Such a simple idea :)

5
So impressed with this new way of insuring my bike. Very straight forward. No complaints whatsoever Reviewed on: 30th August 2019
Jane Nicholls's avatar
Jane Nicholls

Just a better way of doing it.

5
The structure means lower premiums and a no financial disincentive for the company to be awkward about paying out. Brilliant. Reviewed on: 29th August 2019
John's avatar
John

Refreshing experience

5
Simple and straightforward registering process. Customer centric and innovative insurance model. Highly recommend! Reviewed on: 27th August 2019
Jo's avatar
Jo

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