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Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2748)

An excellent company to deal with

5
Laka were great with me when I had to claim. They were friendly and did their utmost to get my claim solved as quickly as possible Reviewed on: 11th August 2020
Dom's avatar
Dom

Excellent value and sense of community

5
Fair insurance that brings a sense of community at a good price and with no excess. Reviewed on: 11th August 2020
Olivia dunne's avatar
Olivia dunne

Great insurer, by people that understand how cycling works

5
I have had only great experiences with Laka, they have helped me when I have had issues with my bike and their innovative pricing means that I am getting the best price. No other bike insurer gets close. Reviewed on: 3rd August 2020
George Oehlert's avatar
George Oehlert

Sorted me out in a pickle with no worries at all

5
Loved the customer service, actual insurance product and co-op style. Reviewed on: 3rd August 2020
dingdong41's avatar
dingdong41

Great company

5
Positive experience, Easy to set up a policy. Reviewed on: 1st August 2020
Kay Grey's avatar
Kay Grey

Laka bike insurance

5
what a great initiative. Straight forward ,affordable, no technical babble . You know exactly what you are paying for with no hidden costs. Laka also strive to deliver the best customer service, they are quick to answer any questions or queries and make you feel like you matter. 100% recommended. Reviewed on: 1st August 2020
Peggy Cawte's avatar
Peggy Cawte

For real world cyclists

5
Exactly what I need, whenever I need it, simple, easy, flexible. Recommend it to all my cycling friends. Reviewed on: 1st August 2020
Pete's avatar
Pete

Ability to tailor policy to my exact needs

5
I’ve found Laka to be very responsive to my questions and the range of options they provide for covering my bikes and accessories with the flexibility to easily change each month fits my requirements exactly. Reviewed on: 1st August 2020
Roy Byres's avatar
Roy Byres

Great model great customer service

5
I heard through a friend about Laka and was wondering how the different crowd based insurance would work. When getting my bling bike after waiting ages I went straight to Laka. Having a few quotes elsewhere they are definitely competitive no matter how much or little you cover. The customer service was great using a modern messaging system and the people are super friendly happy to explain everything so it’s clear Reviewed on: 1st August 2020
Michael James's avatar
Michael James

The best

5
Very flexible, reliable, easy to set up Reviewed on: 1st August 2020
Annamaria Pal's avatar
Annamaria Pal

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