Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.85
Based on 2,748 reviews, last reviewed 10th Aug 2026
6300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All information is clear and user-friendly, and ques... All information is clear and user-friendly, and questions are answered promptly. Reviewed on: 10th August 2026
Roy S's avatar
Roy S

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2748)

No Tricks Cover

5
Makes a concerted effort to offer transparent but sufficient cover that’s commensurate to the risk underwritten. Reviewed on: 7th September 2019
TH's avatar
TH

Great Service

5
Not your average cycle product! Something new where you dont feel like your paying money out for nothing. Reviewed on: 7th September 2019
Nigel Walsh's avatar
Nigel Walsh

Best new product launch. And it actually works

5
Laka has a unique business model that is growing rapidly and successfully. The best thing is the way the concept can apply to many different areas of insurance. Great leadership and a great team. Reviewed on: 7th September 2019
Adrian 's avatar
Adrian

Laka is great!

5
Laka is great. I’d definitely recommend it to anyone Reviewed on: 7th September 2019
Muzna Khan's avatar
Muzna Khan

Friendly and customer oriented

5
Laka really turns around the idea of how insurance should work and designs its products customer first, thinking about each community. It’s a really friendly company too Reviewed on: 7th September 2019
Azim's avatar
Azim

Good team

5
Helped me out to get the bicycle insurance I needed Reviewed on: 7th September 2019
Oli Bone's avatar
Oli Bone

Insurance that makes sense

5
Finally an insurance company working WITH their clients: the people! Love it Reviewed on: 6th September 2019
Toby's avatar
Toby

Absolutely everything!

5
A unique insurance model and we pay a fair premium! Reviewed on: 6th September 2019
Madhurima's avatar
Madhurima

Does what I need and speaks my language

5
I’ve loved the experience with laka. Easy to update my bikes, the rates are competitive and flex in a way that’s transparent and feels democratic. When I did have to claim earlier this year I had a very personalised service with options of solutions which let me decide the best way for me to get back on my bike. Couldn’t ask for more! Reviewed on: 6th September 2019
Rhys's avatar
Rhys

Intuitive insurance

5
Great insurer, knows what I need as a cyclist and puts me at ease. Reviewed on: 6th September 2019
TW's avatar
TW

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill