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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,683 reviews, last reviewed 24th Oct 2025
109% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

best insurer never used anyone else best insurer never used anyone else Reviewed on: 24th October 2025
rob p's avatar
rob p

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2683)

By cyclists for cyclists

5
Great company that is run by cyclists for the benefit of other cyclists and not some anonymous shareholders. Keep up the good work! Reviewed on: 22nd August 2019
Aaron Hill's avatar
Aaron Hill

Cost effective and transparent

5
Cost effective and transparent. Pick and choose by bike. Reviewed on: 22nd August 2019
Lewis's avatar
Lewis

Great customer service, Reasonable price

5
Customer service are very quick to answer any queries. Price is very good when claims are low Reviewed on: 22nd August 2019
Clansey's avatar
Clansey

Great, innovative insurance offering!

5
An amazing innovative idea which has helped re-engage me with my insurance product. Knowing that any payments I make are directly helping other customers is a big plus. Hopefully a similar model can be rolled out across other products! Reviewed on: 22nd August 2019
RM's avatar
RM

I got gummy bears

5
Best cycle insurance around. Their innovative operating model gives insurers peace of mind when their gears are stolen. I for an unfortunate one had mine stolen twice in a year and they were both quickly replaced. Their staff worked closely with me to get me back on the road asap, I felt they really cared and understood how it feels to have the expensive gears stolen. Last week I got sent my pedals with a spare tire and a pack of mini gummy :D made my day, thanks! Reviewed on: 22nd August 2019
Felix's avatar
Felix

Feel good insurance

5
Been a happy customer for over a year and have only goodvthings to say! No worrying about if/when my premium will be hiked, no fear of some fine print scuppering a claim, just simple and honest insurance. I’ve recommended to several friends who all share my view that this is the best insurance we e ever bought! Reviewed on: 22nd August 2019
Ben A's avatar
Ben A

Excellent idea

5
I really enjoy getting the monthly updates, it really helps the feeling you are part of a community rather than a number. Hopefully more insurance companies follow their lead Reviewed on: 22nd August 2019
Ben's avatar
Ben

Unbelievable Customer Service & Value

5
The fairest insurance on the market as it is community based. When my bike was stolen they were incredible and had me back on the road with new equipment in a few days. Reviewed on: 22nd August 2019
Tom Mcmanus's avatar
Tom Mcmanus

Simply the best bike insurance

5
The Laka model is unique and transparent. I am covered for the full value of my bikes and know that if something goes wrong that Laka will have me back on the road in super quick time. When a car knocked me off and wrote off my bike Laka immediately settled my claim meaning I didn’t have to deal or wait for the car insurance company to process things their side. Laka covered the lot straight up (and sought settlement from the car insurance company separately) so I was back on the road within a week. The fact that I have saved about 60% than what I would pay elsewhere is icing on an already bountiful cake. Reviewed on: 22nd August 2019
Rupert Englander's avatar
Rupert Englander

Easy and affordable

5
very affordable and easy to add or remove bikes from my policy Reviewed on: 22nd August 2019
Marius Pelser's avatar
Marius Pelser

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