Smart Money People Logo
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,651 reviews, last reviewed 25th Sep 2025
28700% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Proper bike insurance They seem good value but I have not yet needed them so I don't know what the customer service is like our how will they deal with claims, but I'm opti... Read more Reviewed on: 25th September 2025
Mx Paul 's avatar
Mx Paul

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2651)

Innovative product

5
Laka is a great choice for my insurance needs because it provides fairness and value for money with its innovative approach. Reviewed on: 16th July 2019
Caroline Hunter's avatar
Caroline Hunter

Great start-up with revolutionary concept for cycle insurance

5
Overall great experience and concept means no more expensive premiums Reviewed on: 16th July 2019
MWebb's avatar
MWebb

Unconventional and fair

5
Amazing claims experience; easy, fast and efficient. Reviewed on: 16th July 2019
Daniel's avatar
Daniel

Superb Service!

5
Fantastic experience with Laka. The team are attentive and friendly, great service all round. Reviewed on: 16th July 2019
Sophie's avatar
Sophie

Simply amazing

5
The best bike insurance and the only kne with a fair approach Reviewed on: 16th July 2019
Alessandro Allotta's avatar
Alessandro Allotta

Laka is lekka

5
Quality service and great value Reviewed on: 16th July 2019
Edward Hunter's avatar
Edward Hunter

Best in class

5
Incredible concept and well delivered Reviewed on: 16th July 2019
CHR's avatar
CHR

Simply the best!

5
No other insurance like it out there! From cyclists for cyclists. Reviewed on: 16th July 2019
Florian's avatar
Florian

Superior service

5
Great service! And cheaper than other insurers! Reviewed on: 16th July 2019
KS's avatar
KS

Bike insurance

5
Very easy to deal with, new way of doing bike insurance and great price Reviewed on: 16th July 2019
Matt Bailey's avatar
Matt Bailey

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill