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Laka: Cycle insurance reviews

View other Laka products
4.84
Based on 2,746 reviews, last reviewed 7th Aug 2026
6000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Value for Money Really happy with the service and the value for money. Very easy to get started and get a quote. Reviewed on: 7th August 2026
TB's avatar
TB

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2746)

Laka is awesome

5
For all the cyclists out there, Laka is the go-to for insurance Reviewed on: 13th August 2018
Katherine Dvorkin's avatar
Katherine Dvorkin

Great Stuff

5
Sign up is really easy, first bill was zero! subsequent bills have also been less than I paid before - plus I'm not tied down for a year anyway Reviewed on: 13th August 2018
Ben's avatar
Ben

Bike insurance made simple

5
Laka makes complicated insurance stuff simple, everything is straight forward Reviewed on: 13th August 2018
Katerina's avatar
Katerina

Innovative and efficient service

5
Joining Laka was a game changer compared to all my previous experience with insurance companies. I'm delighted with the service and ultimately is excellent to be part of a community of like-minded people who are passionate about cycling and adventure! Reviewed on: 13th August 2018
Maria Teresa Weidlich's avatar
Maria Teresa Weidlich

quick and easy

5
affordable and quick and simple to sign up and to claim Reviewed on: 12th August 2018
Rowena Gardner's avatar
Rowena Gardner

Truly innovative insurance

5
If you are looking for an innovative cycling insurer with a real community aspect this is the company for you! Reviewed on: 12th August 2018
Dhanya pratheep's avatar
Dhanya pratheep

Great product

5
Great customer service very helpful over the phone. If you ride with friends or a club or team this is the insurance company for you. Reviewed on: 12th August 2018
Scott Woodhouse's avatar
Scott Woodhouse

A cheaper and easier way to insure your pack

5
I just find Laka a really slick, easy experience. No upfront payments and you only pay for damage if someone in your pack/group claims. And the payments cap out. Easy Reviewed on: 12th August 2018
Aj's avatar
Aj

Great insurance

5
New type of insurance, easy to set up and understand. So far has cost me very little to insure my bike. Reviewed on: 11th August 2018
Janet Aaron's avatar
Janet Aaron

Great product and service

5
Easy onboarding and consistent brilliant service throughout. Can't go wrong here. Reviewed on: 11th August 2018
Lisa Lutgen's avatar
Lisa Lutgen

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