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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2919)

Transparent pricing and great customer service

5
I got a quote in a matter of moments via the website and when I crashed my Canyon bicycle, Jon from the team was very helpful in finding a replacement bicycle for me! Reviewed on: 6th September 2019
Ramamurthy's avatar
Ramamurthy

Saves money

5
It's a fairer system, where you don't overpay for insurance. Saves money and cover is good, what's not to like. Reviewed on: 6th September 2019
RoadBadger's avatar
RoadBadger

Great deal

5
A great new way to insure my bicycle Reviewed on: 4th September 2019
Mike Ramm's avatar
Mike Ramm

Game changer

5
Dealing with a cutting edge insurance model has been a breath of fresh air Reviewed on: 3rd September 2019
Griffiths Simon's avatar
Griffiths Simon

Awesome

5
Bike insurance that I need and meet my expectations Reviewed on: 3rd September 2019
Alex's avatar
Alex

Laka

4
Laka has been more expensive than my previous insurer since I joined however, the wording covers racing which is very important to me and I know that if I have a claim they will resolve it as soon as they can. Reviewed on: 2nd September 2019
Jack's avatar
Jack

Best P2P insurance for cyclist!

5
if you are looking for a p2p coverage and community to support your cycling hobby, you will not go wrong with laka! #ridewithlaka Reviewed on: 2nd September 2019
PohSoon's avatar
PohSoon

Fantastic experience

5
I used like Laka for the first time after typing “millennial” bike insurance and was super happy. Easy to use, quick to finalize, plus the pricing is transparent, claims are divided between policyholders so you are just charged the right amount. 10/10 Reviewed on: 2nd September 2019
Niccolo Gamaleri's avatar
Niccolo Gamaleri

At last a fair and inclusive insurance company.

5
It makes a real difference not being ripped off by you insurance company. Properly fair premiums. If the company don't have high costs then neither do you and as a friend recently had to make a claim in Spain, after his derailleur was broken in transit, I know that they pay out very quickly. His Di2 was replaced the following morning. Reviewed on: 2nd September 2019
Stephen Watters's avatar
Stephen Watters

Will do business again with Laka

5
Extremely professional team, pleasant experience dealing with them Reviewed on: 2nd September 2019
Neerav Parekh's avatar
Neerav Parekh

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