Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Laka: Cycle insurance reviews

View other Laka products
4.84
Based on 2,746 reviews, last reviewed 7th Aug 2026
6000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great Value for Money Really happy with the service and the value for money. Very easy to get started and get a quote. Reviewed on: 7th August 2026
TB's avatar
TB

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Laka Cycle insurance reviews (2746)

Great new cycle insurance idea

5
Really good idea which seems to be saving all users money Reviewed on: 10th August 2018
Oliver's avatar
Oliver

Great team and product

5
IGreat team and product. Bets cycle insurer Reviewed on: 10th August 2018
Ram's avatar
Ram

New View on insurance

5
Love the way they do business. A major shake up on the way for the industry. Innovation with imagination. Reviewed on: 10th August 2018
Dave Allen's avatar
Dave Allen

Great idea

5
Excellent idea which is genuinely disrupting the industry. They have turned premiums on their head and I hope the model is applied to other parts of insurance in the very near future. Reviewed on: 10th August 2018
John W's avatar
John W

Great commitment

5
The people of Laka are super helpful and do their best to give you everything you´ll need. Reviewed on: 10th August 2018
Matthias Possert's avatar
Matthias Possert

Great proposition

5
Great new concept - truly revolutionary and I love the way that premiums are zero if nobody claims. They win = I win! Reviewed on: 10th August 2018
Chris's avatar
Chris

In it together

5
Easy to sign up, and the bill every month is clearly laid out and lower than I’d have paid elsewhere! I can do everything online, and they always respond quickly via the chat, it’s like they actually care! Reviewed on: 10th August 2018
Ben's avatar
Ben

Amazing value insurance with community benefit

5
Since signing up a year ago Laka has cost us very little. The groundbreaking sharing of the losses between the community of cyclists results in community spirit and lower claims. Reviewed on: 10th August 2018
Charlie Cee's avatar
Charlie Cee

Tried it and needed it!

5
I tried out Laka thinking well priced bike insurance would be a good idea. Little did I know I would actually need the make a claim! When I did there response was incredible. I couldn’t recommend Laka any more highly. It’s a great product with great service run by a great team. Reviewed on: 9th August 2018
Bigjulesie's avatar
Bigjulesie

An innovative insurance provider, which gives me peace of mind

5
Riding a cargo bike is a great thing, which both me and my wife love. Recently however - listening to the news - we started to be scared about vandalism and robberies in London. We heard about Laka and its model, we decided to tried it out, to be a bit less anxious about our loved cargo bike. So far, so good. We have had a positive experience: great customer service, honest and transparent approach. We have been able to afford the policy and we hope/trust we will be able to continue to do so. Thanks Laka. Reviewed on: 9th August 2018
Mario Toraldo's avatar
Mario Toraldo

Review Laka: Cycle insurance now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill