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Laka: Cycle insurance reviews

View other Laka products
4.84
Based on 2,746 reviews, last reviewed 7th Aug 2026
6000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
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0%
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0%
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Latest highest rating:

5

Great Value for Money Really happy with the service and the value for money. Very easy to get started and get a quote. Reviewed on: 7th August 2026
TB's avatar
TB

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2746)

I can't believe some people aren't with Laka!

5
The level of customer service is incredible. On occasions it's the CEO that's emailing you, not some useless phone handler. Paying into part of a cycling community feels much better than paying insurance companies premium fees. I paid a whole £3 this month and there's NO excess. I would genuinely recommend this to anyone. Thanks Laka Reviewed on: 9th August 2018
William Sturgeon's avatar
William Sturgeon

Amazing first class

5
Laka are clearly experts in their field and offer a wealth of knowledge and support. Reviewed on: 9th August 2018
Gemma Adams's avatar
Gemma Adams

Modern Day Insurance for Actual Cyclists

5
I've experienced the powers of crowdfunded cycle insurance with Laka - it's the shake up the industry needed! Reviewed on: 9th August 2018
Alastair Hardie's avatar
Alastair Hardie

Why I like Laka

5
Insurance started off as a mutual support idea. Most insurers feel like commercial rip-offs, playing in fear. With Laka it feels different: like a community that you are part of, one that protects you, and one that you gladly feel responsible towards in your own actions. I’m so glad Laka exists and I wish other insurers operated this way. Reviewed on: 9th August 2018
Oliver's avatar
Oliver

Best ever

5
Best most fair insurance product ever Reviewed on: 9th August 2018
Alessandra Markie's avatar
Alessandra Markie

Best company ever

5
Great, very fair product and friendly team Reviewed on: 9th August 2018
Alessandra Markie's avatar
Alessandra Markie

Genuinely innovative cycle insurer

5
Laka offer great value cycle insurance and only charge clients if claims are made. Great innovation and all credit to the team for getting this to market. Reviewed on: 9th August 2018
David L's avatar
David L

Quick cheap honest bike insurance

5
Fantastic customer service when setting up insurance, all questions answered quickly via email. Simple procedure and I have saved lots of money in the first three months of cover Reviewed on: 9th August 2018
Mark Goodman's avatar
Mark Goodman

Fantastic!

5
Great novel approach to insurance that saves me money! Reviewed on: 9th August 2018
David Rhys Hoggins's avatar
David Rhys Hoggins

Best bycicle Insurance

5
Love the simplicity, customer centricity and value for money ! Reviewed on: 9th August 2018
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CBauer

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