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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
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0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2919)

Easy to set up, great value and transparent.

5
After having a rediculous renewal quote from my previous insurer I was pointed in the direction of Lala. Great business model. Love the transparency, service, ease of use of setting up and at this point appears to be great value. I can alter the value and amount of of insured products which is a great option when new products are purchased. Reviewed on: 1st September 2019
Matthew Jameson's avatar
Matthew Jameson

Great Value Transparent Insurance

5
Excellent insurance package for my bike, provides cover which suits my needs, is excellent value and completely transparent Reviewed on: 1st September 2019
GS Finlayson's avatar
GS Finlayson

Such a simple idea :)

5
So impressed with this new way of insuring my bike. Very straight forward. No complaints whatsoever Reviewed on: 30th August 2019
Jane Nicholls's avatar
Jane Nicholls

Just a better way of doing it.

5
The structure means lower premiums and a no financial disincentive for the company to be awkward about paying out. Brilliant. Reviewed on: 29th August 2019
John's avatar
John

Refreshing experience

5
Simple and straightforward registering process. Customer centric and innovative insurance model. Highly recommend! Reviewed on: 27th August 2019
Jo's avatar
Jo

Excellent customer service from Laka

5
I have found Laka to be extremely understanding and professional at the same time, they are very competitive whilst offering a premium service in bike cover. I will definitely be recommending Laka to my family and freinds. Reviewed on: 27th August 2019
Paul Taylor 's avatar
Paul Taylor

Amazing company

5
Best company for bike insurance, i recommend to all my friends Reviewed on: 27th August 2019
Jess Schofield's avatar
Jess Schofield

Innovative & Friendly

5
Great product, that is brilliantly delivered in a quick and assured fashion Reviewed on: 27th August 2019
Joe Taylor's avatar
Joe Taylor

Laka- friendly and their interests are aligned with your as a cyclist

5
I recommend Laka as their way of providing bike insurance just makes sense as their interests as aligned with yours- where they make money based in claims rather than based on trying to turn down as many claims as possible like some insurers. Laka are friendly to deal with, though I haven't had to make a claim, and the price is ok too. Reviewed on: 27th August 2019
a214's avatar
a214

Fantastic insurance for mountain bikers

5
Brilliant company, excellent product. Reviewed on: 26th August 2019
Gary Crocker's avatar
Gary Crocker

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