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Laka: Cycle insurance reviews

4.85
Based on 2,896 reviews, last reviewed 4th Sep 2026
20700% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handled my claim after my frame cracked promptly and... Handled my claim after my frame cracked promptly and transparently. Could not ask for a more responsive insurer. Reviewed on: 4th September 2026
Joel's avatar
Joel

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2896)

Great idea!

5
What a great concept. It really helps to bring our cycling community together. Reviewed on: 14th August 2018

Good price for great cover

5
Always very helpful with finding the best cover for you! Reviewed on: 14th August 2018

Best bike insurance ever

5
I wouldn't spend my money in any other! Reviewed on: 14th August 2018

Innovative & convenient

5
Living in London where theft isn't rare, Laka offers me a piece of mind when it comes to my bike. Reviewed on: 14th August 2018

Like my bestfriend!

5
What can I saw about Lika?! It’s like my bestfriend.. I miss it when I’m not with it and love it when I am Reviewed on: 14th August 2018

Trustworthy, high-end bike insurance

5
Owning a bike is one thing, but immersing yourself in the cycling culture is another. For people like myself, choosing insurance for my high end bikes is something I take very seriously. Laka has proven to be exactly what it claims—easy, straight forward, no exclusions, and trustworthy. Very happy customer here. Reviewed on: 14th August 2018

The peoples people!

5
Laka's business model meets the demand of todays savvy consumer and gives them the insurance cover they deserve and nothing less. It makes sense - no premiums, policies or politics just plain and simple! Reviewed on: 13th August 2018

Great Company

5
Laka is a great Company, great customer Service and great Team. Finally a Company who cares about customers Reviewed on: 13th August 2018

'Best Cycle Insurer' award

5
Lasa deserves to win the 'Best Cycle Insurer' award Reviewed on: 13th August 2018

An awesome team doing an amazing job on the daunting challenge of changing insurance for good!

5
Getting to know each of the founders and their vision for this company and plans from business validation to expansion has been a magnificent experience. Looking at their current progress and results, their growing team and culture along with the customers they're reaching to and getting makes me curious about the brilliant (not-so-far) future Laka has! Reviewed on: 13th August 2018

Review Laka: Cycle insurance now

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