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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,681 reviews, last reviewed 14th Oct 2025
3311% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PolitBest Bike Insurer Polite and knowledgeable representatives. Web site easy to navigate. Good value for money. Regular update on my insurance via emails. Updates on new s... Read more Reviewed on: 14th October 2025
Alexander F's avatar
Alexander F

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2681)

Best of the rest!

5
Best of the rest! An innovative model that puts the customer first! Reviewed on: 24th August 2024
Nick's avatar
Nick

Great, quick replies, very friendly and helpful.

5
Great, quick replies, very friendly and helpful. Worth every penny for peace of mind. Reviewed on: 23rd August 2024
Aaron Santos's avatar
Aaron Santos

Best out there I’ve used but at a premium

5
Compared to other insurers I’ve used Laka are by far the best. Not the cheapest but worth it. Reviewed on: 21st August 2024
Tom Boshell's avatar
Tom Boshell

Two bikes on a roof-rack - low car park overhead beam.

5
Two bikes on a roof-rack - low car park overhead beam... two smashed bikes! No problem... Laka sorted us out really quickly so me wife and I only missed a few days cycling. What a company, and what a helpful team. Amazing. Reviewed on: 21st August 2024
Julian S's avatar
Julian S

Great service, unlike some insurers!

5
Laka is a breath of fresh air - when raising a claim they handled everything professionally, quickly and were super friendly and helpful! would recommend to everyone Reviewed on: 21st August 2024
Neil B's avatar
Neil B

Very helpful and quick responses.

5
Very helpful and quick responses. When I had a claim go through, everything was sorted in less than a week Reviewed on: 21st August 2024
Tarek A's avatar
Tarek A

Very responsive, no faffing or proscrastinating.

5
Very responsive when I had to make a claim. Made sure I'd had a safety check on the bike (which I had). Paid out quickly. Reviewed on: 15th August 2024
Rebecca H's avatar
Rebecca H

Awesome Bike Insurance!

5
Awesome Bike Insurance and makes me very confident in owning my bije Reviewed on: 11th August 2024
Bao 's avatar
Bao

Really easy quote process, and loks to be a fairer w...

5
Really easy quote process, and loks to be a fairer way to provide insurance. Very upfront. Reviewed on: 7th August 2024
Dan's avatar
Dan

Fantastic

5
Great competitive priced and fantastic customer service. I like the fact you can pay less if they have not had as many claims in a month Reviewed on: 6th August 2024
Simon's avatar
Simon

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