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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2918)

I made a claim after being hit by a car and having s...

5
I made a claim after being hit by a car and having serious injuries and facial surgery. The team at laka were really helpful and responsive. Taking my claim seriously from the beginning and ensuring I received a new bike quickly Reviewed on: 15th September 2025
Holden W's avatar
Holden W

Super easy process when I had a bike accident.

5
Super easy process when I had a bike accident. Reviewed on: 15th September 2025
Benjamin C's avatar
Benjamin C

Recommended by my son.

5
Recommended by my son. I passed it on to my local bike shop. Reviewed on: 15th September 2025
John Sloan McDonald's avatar
John Sloan McDonald

5* one of the best cycle insurance company

5
I have had Laka cycle insurance for around a year now and had no problem at all, the customer service is brilliant and they go far and beyond to help their customers. the claim process is simple and I also enjoy the perks that come with Laka Reviewed on: 15th September 2025
Blieu P's avatar
Blieu P

I trust Laka

5
It’s a community and it feel personal, trustworthy. So far I’ve been able to keep safe but I trust that Laka won’t let me down. Reviewed on: 15th September 2025
Drutes's avatar
Drutes

Excellent experience, reliable, easy to avail of help

5
Excellent experience, reliable, easy to avail of help Reviewed on: 15th September 2025
Marguerite O's avatar
Marguerite O

Very easy insurance product.

5
Very easy to set up, very clear as how it works with a monthly breakdown. Reviewed on: 15th September 2025
Lemonitart's avatar
Lemonitart

First Class Service.

5
2 phone calls and a couple of weeks of waiting and I had my damaged frame replaced. Laka, sourced a new one, shipped it direct to my local bike shop and took care of the bill for the strip and rebuild. First class service! Reviewed on: 15th September 2025
Craig's avatar
Craig

Great company

5
Moving over to Alaska was very easy and has saved me a lot of money. The monthly statements are clearly laid out and on the odd occasion I’ve had a query, the team have responded very quickly. Reviewed on: 15th September 2025
BeesfortheWorld's avatar
BeesfortheWorld

Best Insurance Going

5
Really positive response to all claims. The team are helpful and always willing to go the extra mile to get you back riding. Reviewed on: 15th September 2025
Hannah's avatar
Hannah

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