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Laka: Cycle insurance reviews

View other Laka products
4.95
Based on 2,681 reviews, last reviewed 14th Oct 2025
3311% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PolitBest Bike Insurer Polite and knowledgeable representatives. Web site easy to navigate. Good value for money. Regular update on my insurance via emails. Updates on new s... Read more Reviewed on: 14th October 2025
Alexander F's avatar
Alexander F

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2681)

Excellent communication and super friendly team to d...

5
Excellent communication and super friendly team to deal with. Reviewed on: 28th August 2024
Ollie's avatar
Ollie

Really knowledgeable staff and super quick claim set...

5
Really knowledgeable staff and super quick claim settlement Reviewed on: 28th August 2024
Jon's avatar
Jon

Broke my pedal travelling, no excess meant I could m...

5
Broke my pedal travelling, no excess meant I could make a claim which was great Reviewed on: 28th August 2024
Peter Talbot's avatar
Peter Talbot

Laka Wow

5
Laka Cycling Insurance stands out for its community-driven model, where monthly payments are based on the collective claims of its members, often leading to lower costs. It offers comprehensive coverage, including theft, damage, and third-party liability, both at home and abroad. Laka is known for its fast, hassle-free claims process, handled by real people, ensuring quick resolutions. This personal approach, combined with a community-first mindset, builds trust and fosters a supportive environment among cyclists. By incentivizing careful riding, Laka not only protects your bike but also contributes positively to the cycling community. Reviewed on: 28th August 2024
Alex F's avatar
Alex F

Covers where others don't

5
Laka have replaced my stuff pronto when others wouldn't, my bike was taken from my baloncy Reviewed on: 28th August 2024
SamBones's avatar
SamBones

Fast claims process and transparent messages from th...

5
Fast claims process and transparent messages from the claims people. 10/10 Reviewed on: 28th August 2024
Yegini B's avatar
Yegini B

speedy service

5
had parts stolen off my bike and they were really fast to get me back on the road! getting the payment ready for the repair was so speedy the only thing i had to wait for was the bike shop since it was summer and workshops fully booked Reviewed on: 28th August 2024
ECAK's avatar
ECAK

Fair pricing and very transparent with the monthly i...

5
Fair pricing and very transparent with the monthly invoice! Haven’t had to claim just yet, but so far so good! Reviewed on: 28th August 2024
Habbas's avatar
Habbas

Unfortunately had a few claims now, the service is 5*

5
Unfortunately had a few claims now and the customer service is unmatched. Customer centric to the core. Reviewed on: 28th August 2024
LB's avatar
LB

I need an insurance as I commute everyday to work an...

5
I need an insurance as I commute everyday to work and Laka was comprehensive and it was quick to set up so although I hope I do not ever have to use it, it provides security from the start Reviewed on: 27th August 2024
Jorge's avatar
Jorge

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