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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
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About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

Review Laka: Cycle insurance now

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Laka Cycle insurance reviews (2918)

Laka are amazing

5
Laka have always supported when I’ve either had my bike stolen or even when I’ve crashed it. Great customer service from the team and always easy to reach. Reviewed on: 16th September 2025
Michael w's avatar
Michael w

Quick, easy and very friendly.

5
Quick, easy and very friendly. I felt very supported and there was no delay in getting me back on the bike. In no time I was back doing the sport that I love. Thank you to the LAKA team for working so hard to getting us back on two wheels. Reviewed on: 16th September 2025
Aaron Santos's avatar
Aaron Santos

Go laka!

5
Go laka! Woohoo!!!!!!!!!!!!!!!!!!! Reviewed on: 16th September 2025
IW's avatar
IW

My experience has smooth and straightforward

5
My experience has been smooth and straightforward so far. The process of setting up the policy was clear, and I felt confident that my bike is properly covered. The information provided was easy to understand, and I appreciated the flexibility in tailoring the cover to my needs. Thankfully, I haven’t had to make a claim yet, but it gives me peace of mind knowing that support is there if I need it. Reviewed on: 16th September 2025
Adrian Whereat's avatar
Adrian Whereat

Really clear, user friendly and transparent.

5
Really clear, user friendly and transparent. Reviewed on: 16th September 2025
Patrik E's avatar
Patrik E

Peace of Mind with Laka

5
Fortunately I have not had to make a claim but am confident that by using my gold rated lock I will be protected. Reviewed on: 16th September 2025
Gary K's avatar
Gary K

Laka is excellent

5
Laka is easy to use and it all makes sense (they aren’t out to confuse you to make more money). Their transparency is amazing. Their claims process is simple and customer-focussed. Reviewed on: 16th September 2025
Chloe W's avatar
Chloe W

Love laka!

5
Have used laka for years and wouldn’t consider using anyone else for bike insurance! Reviewed on: 16th September 2025
Felicity 's avatar
Felicity

I’ve always found Laka to be amazing

5
I’ve always found Laka to be amazing - both in terms of customer experience but also functionality Reviewed on: 16th September 2025
Josh's avatar
Josh

I’ve had to recently do a claim with Laka and their...

5
I’ve had to recently do a claim with Laka and their communication was flawless. I felt supported throughout the whole process. Reviewed on: 15th September 2025
Lara B's avatar
Lara B

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