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Laka: Cycle insurance reviews

View other Laka products
4.86
Based on 2,918 reviews, last reviewed 25th Sep 2026
22800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

I easy and care free. I easy and care free. The cost does change but it is always responsible Reviewed on: 25th September 2026
Conrad 's avatar
Conrad

Latest lowest rating:

1

Terrible experience Terrible insurance. I opened a claim weeks ago, for damages. Every email interaction requires at least one week. So far, the faster response time was ... Read more Reviewed on: 14th August 2025
Stefano M's avatar
Stefano M
Read all reviews Write a review

About this product

Laka offer award-winning bike insurance.

Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped amount - based on the Collective's claims. The policy is completely flexible so if you want to upgrade, add travel, racing, or pause cover, you can.

Laka bicycle insurance reviews help you find out what it’s really like to be a customer. If you’ve used Laka before, you can also leave a review and share your experience.

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Laka Cycle insurance reviews (2918)

I love the simplicity in using the insurance platform.

5
I love the simplicity in using the insurance platform.great options in wherever your looking into Reviewed on: 16th September 2025
Stephen h's avatar
Stephen h

Laka Insurance is Wheelie the Best

5
Registering my bikes with Laka was a breeze. I can update my cover anytime online, no calls, no hassle. More or less cover, sorted in seconds. Reviewed on: 16th September 2025
Alice Waters's avatar
Alice Waters

They accommodated my need

5
They did not have problems with my circumstances, while others insurers did. That's why they got my money. Reviewed on: 16th September 2025
Karol's avatar
Karol

Easy to use the app and got referred by my...

5
Easy to use the app and got referred by my housemate Reviewed on: 16th September 2025
Christopher B's avatar
Christopher B

Great insurance - very individual.

5
Great insurance - very individual. Price varies each month depending upon number of claims the previous month. Feels like a genuine company wanting to offer a great deal. Reviewed on: 16th September 2025
Andrew R's avatar
Andrew R

Great value, providing peace of mind

5
Great value, providing peace of mind Reviewed on: 16th September 2025
Sam K's avatar
Sam K

Pricey, but better safe than sorry

5
I've been a Laka insurance policy user for over 2 years. While expensive, it's good to know that I am covered. Add-ons are easy to add/cancel to the standard cover when riding abroad. Reviewed on: 16th September 2025
Sidney S's avatar
Sidney S

New helmet

5
I had to claim for a new bike helmet after a crash and Laka acted quickly and made me feel really comfortable throughout the classics prices, even going so far as to let me choose the colour of my replacement lid. Reviewed on: 16th September 2025
Cox's avatar
Cox

Laka provide value for money insurance, with several...

5
Laka provide value for money insurance, with several options available for cover, at a reasonable cost. Reviewed on: 16th September 2025
Marc Burge's avatar
Marc Burge

Great company.

5
Great company. Excellent customer service. Reviewed on: 16th September 2025
Andy's avatar
Andy

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